');mask-image:url('data:image/svg+xml;utf8, ');mask-mode:alpha;-webkit-mask-position:center;mask-position:center;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-size:contain;mask-size:contain}}.wp-block-image :where(.has-border-color){border-style:solid}.wp-block-image :where([style*=border-top-color]){border-top-style:solid}.wp-block-image :where([style*=border-right-color]){border-right-style:solid}.wp-block-image :where([style*=border-bottom-color]){border-bottom-style:solid}.wp-block-image :where([style*=border-left-color]){border-left-style:solid}.wp-block-image :where([style*=border-width]){border-style:solid}.wp-block-image :where([style*=border-top-width]){border-top-style:solid}.wp-block-image :where([style*=border-right-width]){border-right-style:solid}.wp-block-image :where([style*=border-bottom-width]){border-bottom-style:solid}.wp-block-image :where([style*=border-left-width]){border-left-style:solid}.wp-block-image figure{margin:0}ol.wp-block-latest-comments{box-sizing:border-box;margin-left:0}.wp-block-latest-comments .wp-block-latest-comments{padding-left:0}.wp-block-latest-comments__comment{line-height:1.1;list-style:none;margin-bottom:1em}.has-avatars .wp-block-latest-comments__comment{list-style:none;min-height:2.25em}.has-avatars .wp-block-latest-comments__comment .wp-block-latest-comments__comment-excerpt,.has-avatars .wp-block-latest-comments__comment .wp-block-latest-comments__comment-meta{margin-left:3.25em}.has-dates .wp-block-latest-comments__comment,.has-excerpts .wp-block-latest-comments__comment{line-height:1.5}.wp-block-latest-comments__comment-excerpt p{font-size:.875em;line-height:1.8;margin:.36em 0 1.4em}.wp-block-latest-comments__comment-date{display:block;font-size:.75em}.wp-block-latest-comments .avatar,.wp-block-latest-comments__comment-avatar{border-radius:1.5em;display:block;float:left;height:2.5em;margin-right:.75em;width:2.5em}.wp-block-latest-posts{box-sizing:border-box}.wp-block-latest-posts.alignleft{margin-right:2em}.wp-block-latest-posts.alignright{margin-left:2em}.wp-block-latest-posts.wp-block-latest-posts__list{list-style:none;padding-left:0}.wp-block-latest-posts.wp-block-latest-posts__list li{clear:both}.wp-block-latest-posts.is-grid{display:flex;flex-wrap:wrap;padding:0}.wp-block-latest-posts.is-grid li{margin:0 1.25em 1.25em 0;width:100%}@media (min-width:600px){.wp-block-latest-posts.columns-2 li{width:calc(50% - .625em)}.wp-block-latest-posts.columns-2 li:nth-child(2n){margin-right:0}.wp-block-latest-posts.columns-3 li{width:calc(33.33333% - .83333em)}.wp-block-latest-posts.columns-3 li:nth-child(3n){margin-right:0}.wp-block-latest-posts.columns-4 li{width:calc(25% - .9375em)}.wp-block-latest-posts.columns-4 li:nth-child(4n){margin-right:0}.wp-block-latest-posts.columns-5 li{width:calc(20% - 1em)}.wp-block-latest-posts.columns-5 li:nth-child(5n){margin-right:0}.wp-block-latest-posts.columns-6 li{width:calc(16.66667% - 1.04167em)}.wp-block-latest-posts.columns-6 li:nth-child(6n){margin-right:0}}.wp-block-latest-posts__post-author,.wp-block-latest-posts__post-date{display:block;font-size:.8125em}.wp-block-latest-posts__post-excerpt{margin-bottom:1em;margin-top:.5em}.wp-block-latest-posts__featured-image a{display:inline-block}.wp-block-latest-posts__featured-image img{height:auto;max-width:100%;width:auto}.wp-block-latest-posts__featured-image.alignleft{float:left;margin-right:1em}.wp-block-latest-posts__featured-image.alignright{float:right;margin-left:1em}.wp-block-latest-posts__featured-image.aligncenter{margin-bottom:1em;text-align:center}ol,ul{box-sizing:border-box}ol.has-background,ul.has-background{padding:1.25em 2.375em}.wp-block-media-text{box-sizing:border-box;
/*!rtl:begin:ignore*/direction:ltr;
/*!rtl:end:ignore*/display:grid;grid-template-columns:50% 1fr;grid-template-rows:auto}.wp-block-media-text.has-media-on-the-right{grid-template-columns:1fr 50%}.wp-block-media-text.is-vertically-aligned-top .wp-block-media-text__content,.wp-block-media-text.is-vertically-aligned-top .wp-block-media-text__media{align-self:start}.wp-block-media-text .wp-block-media-text__content,.wp-block-media-text .wp-block-media-text__media,.wp-block-media-text.is-vertically-aligned-center .wp-block-media-text__content,.wp-block-media-text.is-vertically-aligned-center .wp-block-media-text__media{align-self:center}.wp-block-media-text.is-vertically-aligned-bottom .wp-block-media-text__content,.wp-block-media-text.is-vertically-aligned-bottom .wp-block-media-text__media{align-self:end}.wp-block-media-text .wp-block-media-text__media{
/*!rtl:begin:ignore*/grid-column:1;grid-row:1;
/*!rtl:end:ignore*/margin:0}.wp-block-media-text .wp-block-media-text__content{direction:ltr;
/*!rtl:begin:ignore*/grid-column:2;grid-row:1;
/*!rtl:end:ignore*/padding:0 8%;word-break:break-word}.wp-block-media-text.has-media-on-the-right .wp-block-media-text__media{
/*!rtl:begin:ignore*/grid-column:2;grid-row:1
/*!rtl:end:ignore*/}.wp-block-media-text.has-media-on-the-right .wp-block-media-text__content{
/*!rtl:begin:ignore*/grid-column:1;grid-row:1
/*!rtl:end:ignore*/}.wp-block-media-text__media img,.wp-block-media-text__media video{height:auto;max-width:unset;vertical-align:middle;width:100%}.wp-block-media-text.is-image-fill .wp-block-media-text__media{background-size:cover;height:100%;min-height:250px}.wp-block-media-text.is-image-fill .wp-block-media-text__media>a{display:block;height:100%}.wp-block-media-text.is-image-fill .wp-block-media-text__media img{clip:rect(0,0,0,0);border:0;height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px}@media (max-width:600px){.wp-block-media-text.is-stacked-on-mobile{grid-template-columns:100%!important}.wp-block-media-text.is-stacked-on-mobile .wp-block-media-text__media{grid-column:1;grid-row:1}.wp-block-media-text.is-stacked-on-mobile .wp-block-media-text__content{grid-column:1;grid-row:2}}.wp-block-navigation{--navigation-layout-justification-setting:flex-start;--navigation-layout-direction:row;--navigation-layout-wrap:wrap;--navigation-layout-justify:flex-start;--navigation-layout-align:center;position:relative}.wp-block-navigation ul{margin-bottom:0;margin-left:0;margin-top:0;padding-left:0}.wp-block-navigation ul,.wp-block-navigation ul li{list-style:none;padding:0}.wp-block-navigation .wp-block-navigation-item{align-items:center;display:flex;position:relative}.wp-block-navigation .wp-block-navigation-item .wp-block-navigation__submenu-container:empty{display:none}.wp-block-navigation .wp-block-navigation-item__content{display:block}.wp-block-navigation .wp-block-navigation-item__content.wp-block-navigation-item__content{color:inherit}.wp-block-navigation.has-text-decoration-underline .wp-block-navigation-item__content,.wp-block-navigation.has-text-decoration-underline .wp-block-navigation-item__content:active,.wp-block-navigation.has-text-decoration-underline .wp-block-navigation-item__content:focus{text-decoration:underline}.wp-block-navigation.has-text-decoration-line-through .wp-block-navigation-item__content,.wp-block-navigation.has-text-decoration-line-through .wp-block-navigation-item__content:active,.wp-block-navigation.has-text-decoration-line-through .wp-block-navigation-item__content:focus{text-decoration:line-through}.wp-block-navigation:where(:not([class*=has-text-decoration])) a{text-decoration:none}.wp-block-navigation:where(:not([class*=has-text-decoration])) a:active,.wp-block-navigation:where(:not([class*=has-text-decoration])) a:focus{text-decoration:none}.wp-block-navigation .wp-block-navigation__submenu-icon{align-self:center;background-color:inherit;border:none;color:currentColor;display:inline-block;font-size:inherit;height:.6em;line-height:0;margin-left:.25em;padding:0;width:.6em}.wp-block-navigation .wp-block-navigation__submenu-icon svg{stroke:currentColor;display:inline-block;height:inherit;margin-top:.075em;width:inherit}.wp-block-navigation.is-vertical{--navigation-layout-direction:column;--navigation-layout-justify:initial;--navigation-layout-align:flex-start}.wp-block-navigation.no-wrap{--navigation-layout-wrap:nowrap}.wp-block-navigation.items-justified-center{--navigation-layout-justification-setting:center;--navigation-layout-justify:center}.wp-block-navigation.items-justified-center.is-vertical{--navigation-layout-align:center}.wp-block-navigation.items-justified-right{--navigation-layout-justification-setting:flex-end;--navigation-layout-justify:flex-end}.wp-block-navigation.items-justified-right.is-vertical{--navigation-layout-align:flex-end}.wp-block-navigation.items-justified-space-between{--navigation-layout-justification-setting:space-between;--navigation-layout-justify:space-between}.wp-block-navigation .has-child .wp-block-navigation__submenu-container{align-items:normal;background-color:inherit;color:inherit;display:flex;flex-direction:column;height:0;left:-1px;opacity:0;overflow:hidden;position:absolute;top:100%;transition:opacity .1s linear;visibility:hidden;width:0;z-index:2}.wp-block-navigation .has-child .wp-block-navigation__submenu-container>.wp-block-navigation-item>.wp-block-navigation-item__content{display:flex;flex-grow:1}.wp-block-navigation .has-child .wp-block-navigation__submenu-container>.wp-block-navigation-item>.wp-block-navigation-item__content .wp-block-navigation__submenu-icon{margin-left:auto;margin-right:0}.wp-block-navigation .has-child .wp-block-navigation__submenu-container .wp-block-navigation-item__content{margin:0}@media (min-width:782px){.wp-block-navigation .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container{left:100%;top:-1px}.wp-block-navigation .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container:before{background:transparent;content:"";display:block;height:100%;position:absolute;right:100%;width:.5em}.wp-block-navigation .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-icon{margin-right:.25em}.wp-block-navigation .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-icon svg{transform:rotate(-90deg)}}.wp-block-navigation .has-child:not(.open-on-click):hover>.wp-block-navigation__submenu-container{height:auto;min-width:200px;opacity:1;overflow:visible;visibility:visible;width:auto}.wp-block-navigation .has-child:not(.open-on-click):not(.open-on-hover-click):focus-within>.wp-block-navigation__submenu-container{height:auto;min-width:200px;opacity:1;overflow:visible;visibility:visible;width:auto}.wp-block-navigation .has-child .wp-block-navigation-submenu__toggle[aria-expanded=true]~.wp-block-navigation__submenu-container{height:auto;min-width:200px;opacity:1;overflow:visible;visibility:visible;width:auto}.wp-block-navigation.has-background .has-child .wp-block-navigation__submenu-container{left:0;top:100%}@media (min-width:782px){.wp-block-navigation.has-background .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container{left:100%;top:0}}.wp-block-navigation-submenu{display:flex;position:relative}.wp-block-navigation-submenu .wp-block-navigation__submenu-icon svg{stroke:currentColor}button.wp-block-navigation-item__content{background-color:transparent;border:none;color:currentColor;font-family:inherit;font-size:inherit;font-style:inherit;font-weight:inherit;line-height:inherit;text-align:left;text-transform:inherit}.wp-block-navigation-submenu__toggle{cursor:pointer}.wp-block-navigation-item.open-on-click .wp-block-navigation-submenu__toggle{padding-right:.85em}.wp-block-navigation-item.open-on-click .wp-block-navigation-submenu__toggle+.wp-block-navigation__submenu-icon{margin-left:-.6em;pointer-events:none}.wp-block-navigation .wp-block-page-list,.wp-block-navigation__container,.wp-block-navigation__responsive-close,.wp-block-navigation__responsive-container,.wp-block-navigation__responsive-container-content,.wp-block-navigation__responsive-dialog{gap:inherit}:where(.wp-block-navigation.has-background .wp-block-navigation-item a:not(.wp-element-button)),:where(.wp-block-navigation.has-background .wp-block-navigation-submenu a:not(.wp-element-button)){padding:.5em 1em}:where(.wp-block-navigation .wp-block-navigation__submenu-container .wp-block-navigation-item a:not(.wp-element-button)),:where(.wp-block-navigation .wp-block-navigation__submenu-container .wp-block-navigation-submenu a:not(.wp-element-button)),:where(.wp-block-navigation .wp-block-navigation__submenu-container .wp-block-navigation-submenu button.wp-block-navigation-item__content),:where(.wp-block-navigation .wp-block-navigation__submenu-container .wp-block-pages-list__item button.wp-block-navigation-item__content){padding:.5em 1em}.wp-block-navigation.items-justified-right .wp-block-navigation__container .has-child .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-right .wp-block-page-list>.has-child .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-space-between .wp-block-page-list>.has-child:last-child .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-space-between>.wp-block-navigation__container>.has-child:last-child .wp-block-navigation__submenu-container{left:auto;right:0}.wp-block-navigation.items-justified-right .wp-block-navigation__container .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-right .wp-block-page-list>.has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-space-between .wp-block-page-list>.has-child:last-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-space-between>.wp-block-navigation__container>.has-child:last-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container{left:-1px;right:-1px}@media (min-width:782px){.wp-block-navigation.items-justified-right .wp-block-navigation__container .has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-right .wp-block-page-list>.has-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-space-between .wp-block-page-list>.has-child:last-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container,.wp-block-navigation.items-justified-space-between>.wp-block-navigation__container>.has-child:last-child .wp-block-navigation__submenu-container .wp-block-navigation__submenu-container{left:auto;right:100%}}.wp-block-navigation:not(.has-background) .wp-block-navigation__submenu-container{background-color:#fff;border:1px solid rgba(0,0,0,.15);color:#000}.wp-block-navigation__container{align-items:var(--navigation-layout-align,initial);display:flex;flex-direction:var(--navigation-layout-direction,initial);flex-wrap:var(--navigation-layout-wrap,wrap);justify-content:var(--navigation-layout-justify,initial);list-style:none;margin:0;padding-left:0}.wp-block-navigation__container .is-responsive{display:none}.wp-block-navigation__container:only-child,.wp-block-page-list:only-child{flex-grow:1}@keyframes overlay-menu__fade-in-animation{0%{opacity:0;transform:translateY(.5em)}to{opacity:1;transform:translateY(0)}}.wp-block-navigation__responsive-container{bottom:0;display:none;left:0;position:fixed;right:0;top:0}.wp-block-navigation__responsive-container .wp-block-navigation-link a{color:inherit}.wp-block-navigation__responsive-container .wp-block-navigation__responsive-container-content{align-items:var(--navigation-layout-align,initial);display:flex;flex-direction:var(--navigation-layout-direction,initial);flex-wrap:var(--navigation-layout-wrap,wrap);justify-content:var(--navigation-layout-justify,initial)}.wp-block-navigation__responsive-container:not(.is-menu-open.is-menu-open){background-color:inherit!important;color:inherit!important}.wp-block-navigation__responsive-container.is-menu-open{animation:overlay-menu__fade-in-animation .1s ease-out;animation-fill-mode:forwards;background-color:inherit;display:flex;flex-direction:column;overflow:auto;padding:var(--wp--style--root--padding-top,2rem) var(--wp--style--root--padding-right,2rem) var(--wp--style--root--padding-bottom,2rem) var(--wp--style--root--padding-left,2rem);z-index:100000}@media (prefers-reduced-motion:reduce){.wp-block-navigation__responsive-container.is-menu-open{animation-delay:0s;animation-duration:1ms}}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content{align-items:var(--navigation-layout-justification-setting,inherit);display:flex;flex-direction:column;flex-wrap:nowrap;overflow:visible;padding-top:calc(2rem + 24px)}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content,.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation__container,.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-page-list{justify-content:flex-start}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation__submenu-icon{display:none}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .has-child .wp-block-navigation__submenu-container{border:none;height:auto;min-width:200px;opacity:1;overflow:initial;padding-left:2rem;padding-right:2rem;position:static;visibility:visible;width:auto}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation__container,.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation__submenu-container{gap:inherit}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation__submenu-container{padding-top:var(--wp--style--block-gap,2em)}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation-item__content{padding:0}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation-item,.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-navigation__container,.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__responsive-container-content .wp-block-page-list{align-items:var(--navigation-layout-justification-setting,initial);display:flex;flex-direction:column}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation-item,.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation-item .wp-block-navigation__submenu-container,.wp-block-navigation__responsive-container.is-menu-open .wp-block-page-list{background:transparent!important;color:inherit!important}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__submenu-container.wp-block-navigation__submenu-container.wp-block-navigation__submenu-container.wp-block-navigation__submenu-container{left:auto;right:auto}@media (min-width:600px){.wp-block-navigation__responsive-container:not(.hidden-by-default):not(.is-menu-open){background-color:inherit;display:block;position:relative;width:100%;z-index:auto}.wp-block-navigation__responsive-container:not(.hidden-by-default):not(.is-menu-open) .wp-block-navigation__responsive-container-close{display:none}.wp-block-navigation__responsive-container.is-menu-open .wp-block-navigation__submenu-container.wp-block-navigation__submenu-container.wp-block-navigation__submenu-container.wp-block-navigation__submenu-container{left:0}}.wp-block-navigation:not(.has-background) .wp-block-navigation__responsive-container.is-menu-open{background-color:#fff;color:#000}.wp-block-navigation__toggle_button_label{font-size:1rem;font-weight:700}.wp-block-navigation__responsive-container-close,.wp-block-navigation__responsive-container-open{background:transparent;border:none;color:currentColor;cursor:pointer;margin:0;padding:0;text-transform:inherit;vertical-align:middle}.wp-block-navigation__responsive-container-close svg,.wp-block-navigation__responsive-container-open svg{fill:currentColor;display:block;height:24px;pointer-events:none;width:24px}.wp-block-navigation__responsive-container-open{display:flex}.wp-block-navigation__responsive-container-open.wp-block-navigation__responsive-container-open.wp-block-navigation__responsive-container-open{font-family:inherit;font-size:inherit;font-weight:inherit}@media (min-width:600px){.wp-block-navigation__responsive-container-open:not(.always-shown){display:none}}.wp-block-navigation__responsive-container-close{position:absolute;right:0;top:0;z-index:2}.wp-block-navigation__responsive-container-close.wp-block-navigation__responsive-container-close.wp-block-navigation__responsive-container-close{font-family:inherit;font-size:inherit;font-weight:inherit}.wp-block-navigation__responsive-close{margin-left:auto;margin-right:auto;max-width:var(--wp--style--global--wide-size,100%);width:100%}.wp-block-navigation__responsive-close:focus{outline:none}.is-menu-open .wp-block-navigation__responsive-close,.is-menu-open .wp-block-navigation__responsive-container-content,.is-menu-open .wp-block-navigation__responsive-dialog{box-sizing:border-box}.wp-block-navigation__responsive-dialog{position:relative}.has-modal-open .admin-bar .is-menu-open .wp-block-navigation__responsive-dialog{margin-top:46px}@media (min-width:782px){.has-modal-open .admin-bar .is-menu-open .wp-block-navigation__responsive-dialog{margin-top:32px}}html.has-modal-open{overflow:hidden}.wp-block-navigation .wp-block-navigation-item__label{overflow-wrap:break-word;word-break:normal}.wp-block-navigation .wp-block-navigation-item__description{display:none}.wp-block-navigation .wp-block-page-list{align-items:var(--navigation-layout-align,initial);background-color:inherit;display:flex;flex-direction:var(--navigation-layout-direction,initial);flex-wrap:var(--navigation-layout-wrap,wrap);justify-content:var(--navigation-layout-justify,initial)}.wp-block-navigation .wp-block-navigation-item{background-color:inherit}.is-small-text{font-size:.875em}.is-regular-text{font-size:1em}.is-large-text{font-size:2.25em}.is-larger-text{font-size:3em}.has-drop-cap:not(:focus):first-letter{float:left;font-size:8.4em;font-style:normal;font-weight:100;line-height:.68;margin:.05em .1em 0 0;text-transform:uppercase}body.rtl .has-drop-cap:not(:focus):first-letter{float:none;margin-left:.1em}p.has-drop-cap.has-background{overflow:hidden}p.has-background{padding:1.25em 2.375em}:where(p.has-text-color:not(.has-link-color)) a{color:inherit}.wp-block-post-author{display:flex;flex-wrap:wrap}.wp-block-post-author__byline{font-size:.5em;margin-bottom:0;margin-top:0;width:100%}.wp-block-post-author__avatar{margin-right:1em}.wp-block-post-author__bio{font-size:.7em;margin-bottom:.7em}.wp-block-post-author__content{flex-basis:0;flex-grow:1}.wp-block-post-author__name{margin:0}.wp-block-post-comments-form{box-sizing:border-box}.wp-block-post-comments-form[style*=font-weight] :where(.comment-reply-title){font-weight:inherit}.wp-block-post-comments-form[style*=font-family] :where(.comment-reply-title){font-family:inherit}.wp-block-post-comments-form[class*=-font-size] :where(.comment-reply-title),.wp-block-post-comments-form[style*=font-size] :where(.comment-reply-title){font-size:inherit}.wp-block-post-comments-form[style*=line-height] :where(.comment-reply-title){line-height:inherit}.wp-block-post-comments-form[style*=font-style] :where(.comment-reply-title){font-style:inherit}.wp-block-post-comments-form[style*=letter-spacing] :where(.comment-reply-title){letter-spacing:inherit}.wp-block-post-comments-form input[type=submit]{box-shadow:none;cursor:pointer;display:inline-block;overflow-wrap:break-word;text-align:center}.wp-block-post-comments-form input:not([type=submit]),.wp-block-post-comments-form textarea{border:1px solid #949494;font-family:inherit;font-size:1em}.wp-block-post-comments-form input:not([type=submit]):not([type=checkbox]),.wp-block-post-comments-form textarea{padding:calc(.667em + 2px)}.wp-block-post-comments-form .comment-form input:not([type=submit]):not([type=checkbox]),.wp-block-post-comments-form .comment-form textarea{box-sizing:border-box;display:block;width:100%}.wp-block-post-comments-form .comment-form-author label,.wp-block-post-comments-form .comment-form-email label,.wp-block-post-comments-form .comment-form-url label{display:block;margin-bottom:.25em}.wp-block-post-comments-form .comment-form-cookies-consent{display:flex;gap:.25em}.wp-block-post-comments-form .comment-form-cookies-consent #wp-comment-cookies-consent{margin-top:.35em}.wp-block-post-comments-form .comment-reply-title{margin-bottom:0}.wp-block-post-comments-form .comment-reply-title :where(small){font-size:var(--wp--preset--font-size--medium,smaller);margin-left:.5em}.wp-block-post-date{box-sizing:border-box}.wp-block-post-excerpt{margin-bottom:var(--wp--style--block-gap);margin-top:var(--wp--style--block-gap)}.wp-block-post-excerpt__excerpt{margin-bottom:0;margin-top:0}.wp-block-post-excerpt__more-text{margin-bottom:0;margin-top:var(--wp--style--block-gap)}.wp-block-post-excerpt__more-link{display:inline-block}.wp-block-post-featured-image{margin-left:0;margin-right:0}.wp-block-post-featured-image a{display:block}.wp-block-post-featured-image img{box-sizing:border-box;height:auto;max-width:100%;vertical-align:bottom;width:100%}.wp-block-post-featured-image.alignfull img,.wp-block-post-featured-image.alignwide img{width:100%}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim{background-color:#000;inset:0;position:absolute}.wp-block-post-featured-image{position:relative}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-gradient{background-color:transparent}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-0{opacity:0}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-10{opacity:.1}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-20{opacity:.2}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-30{opacity:.3}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-40{opacity:.4}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-50{opacity:.5}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-60{opacity:.6}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-70{opacity:.7}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-80{opacity:.8}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-90{opacity:.9}.wp-block-post-featured-image .wp-block-post-featured-image__overlay.has-background-dim-100{opacity:1}.wp-block-post-navigation-link .wp-block-post-navigation-link__arrow-previous{display:inline-block;margin-right:1ch}.wp-block-post-navigation-link .wp-block-post-navigation-link__arrow-previous:not(.is-arrow-chevron){transform:scaleX(1)}.wp-block-post-navigation-link .wp-block-post-navigation-link__arrow-next{display:inline-block;margin-left:1ch}.wp-block-post-navigation-link .wp-block-post-navigation-link__arrow-next:not(.is-arrow-chevron){transform:scaleX(1)}.wp-block-post-terms{box-sizing:border-box}.wp-block-post-terms .wp-block-post-terms__separator{white-space:pre-wrap}.wp-block-post-title{box-sizing:border-box;word-break:break-word}.wp-block-post-title a{display:inline-block}.wp-block-preformatted{white-space:pre-wrap}.wp-block-preformatted.has-background{padding:1.25em 2.375em}.wp-block-pullquote{box-sizing:border-box;margin:0 0 1em;overflow-wrap:break-word;padding:3em 0;text-align:center}.wp-block-pullquote blockquote,.wp-block-pullquote cite,.wp-block-pullquote p{color:inherit}.wp-block-pullquote.alignleft,.wp-block-pullquote.alignright{max-width:420px}.wp-block-pullquote cite,.wp-block-pullquote footer{position:relative}.wp-block-pullquote .has-text-color a{color:inherit}.wp-block-pullquote.has-text-align-left blockquote{text-align:left}.wp-block-pullquote.has-text-align-right blockquote{text-align:right}.wp-block-pullquote.is-style-solid-color{border:none}.wp-block-pullquote.is-style-solid-color blockquote{margin-left:auto;margin-right:auto;max-width:60%}.wp-block-pullquote.is-style-solid-color blockquote p{font-size:2em;margin-bottom:0;margin-top:0}.wp-block-pullquote.is-style-solid-color blockquote cite{font-style:normal;text-transform:none}.wp-block-pullquote cite{color:inherit}.wp-block-post-template{list-style:none;margin-bottom:0;margin-top:0;max-width:100%;padding:0}.wp-block-post-template.wp-block-post-template{background:none}.wp-block-post-template.is-flex-container{display:flex;flex-direction:row;flex-wrap:wrap;gap:1.25em}.wp-block-post-template.is-flex-container li{margin:0;width:100%}@media (min-width:600px){.wp-block-post-template.is-flex-container.is-flex-container.columns-2>li{width:calc(50% - .625em)}.wp-block-post-template.is-flex-container.is-flex-container.columns-3>li{width:calc(33.33333% - .83333em)}.wp-block-post-template.is-flex-container.is-flex-container.columns-4>li{width:calc(25% - .9375em)}.wp-block-post-template.is-flex-container.is-flex-container.columns-5>li{width:calc(20% - 1em)}.wp-block-post-template.is-flex-container.is-flex-container.columns-6>li{width:calc(16.66667% - 1.04167em)}}.wp-block-query-pagination>.wp-block-query-pagination-next,.wp-block-query-pagination>.wp-block-query-pagination-numbers,.wp-block-query-pagination>.wp-block-query-pagination-previous{margin-bottom:.5em;margin-right:.5em}.wp-block-query-pagination>.wp-block-query-pagination-next:last-child,.wp-block-query-pagination>.wp-block-query-pagination-numbers:last-child,.wp-block-query-pagination>.wp-block-query-pagination-previous:last-child{margin-right:0}.wp-block-query-pagination.is-content-justification-space-between>.wp-block-query-pagination-next:last-of-type{margin-inline-start:auto}.wp-block-query-pagination.is-content-justification-space-between>.wp-block-query-pagination-previous:first-child{margin-inline-end:auto}.wp-block-query-pagination .wp-block-query-pagination-previous-arrow{display:inline-block;margin-right:1ch}.wp-block-query-pagination .wp-block-query-pagination-previous-arrow:not(.is-arrow-chevron){transform:scaleX(1)}.wp-block-query-pagination .wp-block-query-pagination-next-arrow{display:inline-block;margin-left:1ch}.wp-block-query-pagination .wp-block-query-pagination-next-arrow:not(.is-arrow-chevron){transform:scaleX(1)}.wp-block-query-pagination.aligncenter{justify-content:center}.wp-block-query-title,.wp-block-quote{box-sizing:border-box}.wp-block-quote{overflow-wrap:break-word}.wp-block-quote.is-large:where(:not(.is-style-plain)),.wp-block-quote.is-style-large:where(:not(.is-style-plain)){margin-bottom:1em;padding:0 1em}.wp-block-quote.is-large:where(:not(.is-style-plain)) p,.wp-block-quote.is-style-large:where(:not(.is-style-plain)) p{font-size:1.5em;font-style:italic;line-height:1.6}.wp-block-quote.is-large:where(:not(.is-style-plain)) cite,.wp-block-quote.is-large:where(:not(.is-style-plain)) footer,.wp-block-quote.is-style-large:where(:not(.is-style-plain)) cite,.wp-block-quote.is-style-large:where(:not(.is-style-plain)) footer{font-size:1.125em;text-align:right}.wp-block-read-more{display:block;width:-moz-fit-content;width:fit-content}.wp-block-read-more:not([style*=text-decoration]),.wp-block-read-more:not([style*=text-decoration]):active,.wp-block-read-more:not([style*=text-decoration]):focus{text-decoration:none}ul.wp-block-rss{list-style:none;padding:0}ul.wp-block-rss.wp-block-rss{box-sizing:border-box}ul.wp-block-rss.alignleft{margin-right:2em}ul.wp-block-rss.alignright{margin-left:2em}ul.wp-block-rss.is-grid{display:flex;flex-wrap:wrap;list-style:none;padding:0}ul.wp-block-rss.is-grid li{margin:0 1em 1em 0;width:100%}@media (min-width:600px){ul.wp-block-rss.columns-2 li{width:calc(50% - 1em)}ul.wp-block-rss.columns-3 li{width:calc(33.33333% - 1em)}ul.wp-block-rss.columns-4 li{width:calc(25% - 1em)}ul.wp-block-rss.columns-5 li{width:calc(20% - 1em)}ul.wp-block-rss.columns-6 li{width:calc(16.66667% - 1em)}}.wp-block-rss__item-author,.wp-block-rss__item-publish-date{display:block;font-size:.8125em}.wp-block-search__button{margin-left:.625em;word-break:normal}.wp-block-search__button.has-icon{line-height:0}.wp-block-search__button svg{fill:currentColor;min-height:1.5em;min-width:1.5em;vertical-align:text-bottom}:where(.wp-block-search__button){border:1px solid #ccc;padding:.375em .625em}.wp-block-search__inside-wrapper{display:flex;flex:auto;flex-wrap:nowrap;max-width:100%}.wp-block-search__label{width:100%}.wp-block-search__input{border:1px solid #949494;flex-grow:1;margin-left:0;margin-right:0;min-width:3em;padding:8px;text-decoration:unset!important}.wp-block-search.wp-block-search__button-only .wp-block-search__button{margin-left:0}:where(.wp-block-search__button-inside .wp-block-search__inside-wrapper){border:1px solid #949494;padding:4px}:where(.wp-block-search__button-inside .wp-block-search__inside-wrapper) .wp-block-search__input{border:none;border-radius:0;padding:0 0 0 .25em}:where(.wp-block-search__button-inside .wp-block-search__inside-wrapper) .wp-block-search__input:focus{outline:none}:where(.wp-block-search__button-inside .wp-block-search__inside-wrapper) :where(.wp-block-search__button){padding:.125em .5em}.wp-block-search.aligncenter .wp-block-search__inside-wrapper{margin:auto}.wp-block-separator{border:1px solid;border-left:none;border-right:none}.wp-block-separator.is-style-dots{background:none!important;border:none;height:auto;line-height:1;text-align:center}.wp-block-separator.is-style-dots:before{color:currentColor;content:"···";font-family:serif;font-size:1.5em;letter-spacing:2em;padding-left:2em}.wp-block-site-logo{box-sizing:border-box;line-height:0}.wp-block-site-logo a{display:inline-block}.wp-block-site-logo.is-default-size img{height:auto;width:120px}.wp-block-site-logo img{height:auto;max-width:100%}.wp-block-site-logo a,.wp-block-site-logo img{border-radius:inherit}.wp-block-site-logo.aligncenter{margin-left:auto;margin-right:auto;text-align:center}.wp-block-site-logo.is-style-rounded{border-radius:9999px}.wp-block-site-title a{color:inherit}.wp-block-social-links{background:none;box-sizing:border-box;margin-left:0;padding-left:0;padding-right:0;text-indent:0}.wp-block-social-links .wp-social-link a,.wp-block-social-links .wp-social-link a:hover{border-bottom:0;box-shadow:none;text-decoration:none}.wp-block-social-links .wp-social-link a{padding:.25em}.wp-block-social-links .wp-social-link svg{height:1em;width:1em}.wp-block-social-links .wp-social-link span:not(.screen-reader-text){font-size:.65em;margin-left:.5em;margin-right:.5em}.wp-block-social-links.has-small-icon-size{font-size:16px}.wp-block-social-links,.wp-block-social-links.has-normal-icon-size{font-size:24px}.wp-block-social-links.has-large-icon-size{font-size:36px}.wp-block-social-links.has-huge-icon-size{font-size:48px}.wp-block-social-links.aligncenter{display:flex;justify-content:center}.wp-block-social-links.alignright{justify-content:flex-end}.wp-block-social-link{border-radius:9999px;display:block;height:auto;transition:transform .1s ease}@media (prefers-reduced-motion:reduce){.wp-block-social-link{transition-delay:0s;transition-duration:0s}}.wp-block-social-link a{align-items:center;display:flex;line-height:0;transition:transform .1s ease}.wp-block-social-link:hover{transform:scale(1.1)}.wp-block-social-links .wp-block-social-link .wp-block-social-link-anchor,.wp-block-social-links .wp-block-social-link .wp-block-social-link-anchor svg,.wp-block-social-links .wp-block-social-link .wp-block-social-link-anchor:active,.wp-block-social-links .wp-block-social-link .wp-block-social-link-anchor:hover,.wp-block-social-links .wp-block-social-link .wp-block-social-link-anchor:visited{fill:currentColor;color:currentColor}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link{background-color:#f0f0f0;color:#444}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-amazon{background-color:#f90;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-bandcamp{background-color:#1ea0c3;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-behance{background-color:#0757fe;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-codepen{background-color:#1e1f26;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-deviantart{background-color:#02e49b;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-dribbble{background-color:#e94c89;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-dropbox{background-color:#4280ff;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-etsy{background-color:#f45800;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-facebook{background-color:#1778f2;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-fivehundredpx{background-color:#000;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-flickr{background-color:#0461dd;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-foursquare{background-color:#e65678;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-github{background-color:#24292d;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-goodreads{background-color:#eceadd;color:#382110}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-google{background-color:#ea4434;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-instagram{background-color:#f00075;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-lastfm{background-color:#e21b24;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-linkedin{background-color:#0d66c2;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-mastodon{background-color:#3288d4;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-medium{background-color:#02ab6c;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-meetup{background-color:#f6405f;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-patreon{background-color:#ff424d;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-pinterest{background-color:#e60122;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-pocket{background-color:#ef4155;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-reddit{background-color:#ff4500;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-skype{background-color:#0478d7;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-snapchat{stroke:#000;background-color:#fefc00;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-soundcloud{background-color:#ff5600;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-spotify{background-color:#1bd760;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-telegram{background-color:#2aabee;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-tiktok{background-color:#000;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-tumblr{background-color:#011835;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-twitch{background-color:#6440a4;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-twitter{background-color:#1da1f2;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-vimeo{background-color:#1eb7ea;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-vk{background-color:#4680c2;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-wordpress{background-color:#3499cd;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-whatsapp{background-color:#25d366;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-yelp{background-color:#d32422;color:#fff}.wp-block-social-links:not(.is-style-logos-only) .wp-social-link-youtube{background-color:red;color:#fff}.wp-block-social-links.is-style-logos-only .wp-social-link{background:none}.wp-block-social-links.is-style-logos-only .wp-social-link a{padding:0}.wp-block-social-links.is-style-logos-only .wp-social-link svg{height:1.25em;width:1.25em}.wp-block-social-links.is-style-logos-only .wp-social-link-amazon{color:#f90}.wp-block-social-links.is-style-logos-only .wp-social-link-bandcamp{color:#1ea0c3}.wp-block-social-links.is-style-logos-only .wp-social-link-behance{color:#0757fe}.wp-block-social-links.is-style-logos-only .wp-social-link-codepen{color:#1e1f26}.wp-block-social-links.is-style-logos-only .wp-social-link-deviantart{color:#02e49b}.wp-block-social-links.is-style-logos-only .wp-social-link-dribbble{color:#e94c89}.wp-block-social-links.is-style-logos-only .wp-social-link-dropbox{color:#4280ff}.wp-block-social-links.is-style-logos-only .wp-social-link-etsy{color:#f45800}.wp-block-social-links.is-style-logos-only .wp-social-link-facebook{color:#1778f2}.wp-block-social-links.is-style-logos-only .wp-social-link-fivehundredpx{color:#000}.wp-block-social-links.is-style-logos-only .wp-social-link-flickr{color:#0461dd}.wp-block-social-links.is-style-logos-only .wp-social-link-foursquare{color:#e65678}.wp-block-social-links.is-style-logos-only .wp-social-link-github{color:#24292d}.wp-block-social-links.is-style-logos-only .wp-social-link-goodreads{color:#382110}.wp-block-social-links.is-style-logos-only .wp-social-link-google{color:#ea4434}.wp-block-social-links.is-style-logos-only .wp-social-link-instagram{color:#f00075}.wp-block-social-links.is-style-logos-only .wp-social-link-lastfm{color:#e21b24}.wp-block-social-links.is-style-logos-only .wp-social-link-linkedin{color:#0d66c2}.wp-block-social-links.is-style-logos-only .wp-social-link-mastodon{color:#3288d4}.wp-block-social-links.is-style-logos-only .wp-social-link-medium{color:#02ab6c}.wp-block-social-links.is-style-logos-only .wp-social-link-meetup{color:#f6405f}.wp-block-social-links.is-style-logos-only .wp-social-link-patreon{color:#ff424d}.wp-block-social-links.is-style-logos-only .wp-social-link-pinterest{color:#e60122}.wp-block-social-links.is-style-logos-only .wp-social-link-pocket{color:#ef4155}.wp-block-social-links.is-style-logos-only .wp-social-link-reddit{color:#ff4500}.wp-block-social-links.is-style-logos-only .wp-social-link-skype{color:#0478d7}.wp-block-social-links.is-style-logos-only .wp-social-link-snapchat{stroke:#000;color:#fff}.wp-block-social-links.is-style-logos-only .wp-social-link-soundcloud{color:#ff5600}.wp-block-social-links.is-style-logos-only .wp-social-link-spotify{color:#1bd760}.wp-block-social-links.is-style-logos-only .wp-social-link-telegram{color:#2aabee}.wp-block-social-links.is-style-logos-only .wp-social-link-tiktok{color:#000}.wp-block-social-links.is-style-logos-only .wp-social-link-tumblr{color:#011835}.wp-block-social-links.is-style-logos-only .wp-social-link-twitch{color:#6440a4}.wp-block-social-links.is-style-logos-only .wp-social-link-twitter{color:#1da1f2}.wp-block-social-links.is-style-logos-only .wp-social-link-vimeo{color:#1eb7ea}.wp-block-social-links.is-style-logos-only .wp-social-link-vk{color:#4680c2}.wp-block-social-links.is-style-logos-only .wp-social-link-whatsapp{color:#25d366}.wp-block-social-links.is-style-logos-only .wp-social-link-wordpress{color:#3499cd}.wp-block-social-links.is-style-logos-only .wp-social-link-yelp{color:#d32422}.wp-block-social-links.is-style-logos-only .wp-social-link-youtube{color:red}.wp-block-social-links.is-style-pill-shape .wp-social-link{width:auto}.wp-block-social-links.is-style-pill-shape .wp-social-link a{padding-left:.66667em;padding-right:.66667em}.wp-block-spacer{clear:both}.wp-block-tag-cloud{box-sizing:border-box}.wp-block-tag-cloud.aligncenter{justify-content:center;text-align:center}.wp-block-tag-cloud.alignfull{padding-left:1em;padding-right:1em}.wp-block-tag-cloud a{display:inline-block;margin-right:5px}.wp-block-tag-cloud span{display:inline-block;margin-left:5px;text-decoration:none}.wp-block-tag-cloud.is-style-outline{display:flex;flex-wrap:wrap;gap:1ch}.wp-block-tag-cloud.is-style-outline a{border:1px solid;font-size:unset!important;margin-right:0;padding:1ch 2ch;text-decoration:none!important}.wp-block-table{overflow-x:auto}.wp-block-table table{border-collapse:collapse;width:100%}.wp-block-table thead{border-bottom:3px solid}.wp-block-table tfoot{border-top:3px solid}.wp-block-table td,.wp-block-table th{border:1px solid;padding:.5em}.wp-block-table .has-fixed-layout{table-layout:fixed;width:100%}.wp-block-table .has-fixed-layout td,.wp-block-table .has-fixed-layout th{word-break:break-word}.wp-block-table.aligncenter,.wp-block-table.alignleft,.wp-block-table.alignright{display:table;width:auto}.wp-block-table.aligncenter td,.wp-block-table.aligncenter th,.wp-block-table.alignleft td,.wp-block-table.alignleft th,.wp-block-table.alignright td,.wp-block-table.alignright th{word-break:break-word}.wp-block-table .has-subtle-light-gray-background-color{background-color:#f3f4f5}.wp-block-table .has-subtle-pale-green-background-color{background-color:#e9fbe5}.wp-block-table .has-subtle-pale-blue-background-color{background-color:#e7f5fe}.wp-block-table .has-subtle-pale-pink-background-color{background-color:#fcf0ef}.wp-block-table.is-style-stripes{background-color:transparent;border-bottom:1px solid #f0f0f0;border-collapse:inherit;border-spacing:0}.wp-block-table.is-style-stripes tbody tr:nth-child(odd){background-color:#f0f0f0}.wp-block-table.is-style-stripes.has-subtle-light-gray-background-color tbody tr:nth-child(odd){background-color:#f3f4f5}.wp-block-table.is-style-stripes.has-subtle-pale-green-background-color tbody tr:nth-child(odd){background-color:#e9fbe5}.wp-block-table.is-style-stripes.has-subtle-pale-blue-background-color tbody tr:nth-child(odd){background-color:#e7f5fe}.wp-block-table.is-style-stripes.has-subtle-pale-pink-background-color tbody tr:nth-child(odd){background-color:#fcf0ef}.wp-block-table.is-style-stripes td,.wp-block-table.is-style-stripes th{border-color:transparent}.wp-block-table .has-border-color td,.wp-block-table .has-border-color th,.wp-block-table .has-border-color tr,.wp-block-table .has-border-color>*{border-color:inherit}.wp-block-table table[style*=border-top-color] tr:first-child,.wp-block-table table[style*=border-top-color] tr:first-child td,.wp-block-table table[style*=border-top-color] tr:first-child th,.wp-block-table table[style*=border-top-color]>*,.wp-block-table table[style*=border-top-color]>* td,.wp-block-table table[style*=border-top-color]>* th{border-top-color:inherit}.wp-block-table table[style*=border-top-color] tr:not(:first-child){border-top-color:currentColor}.wp-block-table table[style*=border-right-color] td:last-child,.wp-block-table table[style*=border-right-color] th,.wp-block-table table[style*=border-right-color] tr,.wp-block-table table[style*=border-right-color]>*{border-right-color:inherit}.wp-block-table table[style*=border-bottom-color] tr:last-child,.wp-block-table table[style*=border-bottom-color] tr:last-child td,.wp-block-table table[style*=border-bottom-color] tr:last-child th,.wp-block-table table[style*=border-bottom-color]>*,.wp-block-table table[style*=border-bottom-color]>* td,.wp-block-table table[style*=border-bottom-color]>* th{border-bottom-color:inherit}.wp-block-table table[style*=border-bottom-color] tr:not(:last-child){border-bottom-color:currentColor}.wp-block-table table[style*=border-left-color] td:first-child,.wp-block-table table[style*=border-left-color] th,.wp-block-table table[style*=border-left-color] tr,.wp-block-table table[style*=border-left-color]>*{border-left-color:inherit}.wp-block-table table[style*=border-style] td,.wp-block-table table[style*=border-style] th,.wp-block-table table[style*=border-style] tr,.wp-block-table table[style*=border-style]>*{border-style:inherit}.wp-block-table table[style*=border-width] td,.wp-block-table table[style*=border-width] th,.wp-block-table table[style*=border-width] tr,.wp-block-table table[style*=border-width]>*{border-style:inherit;border-width:inherit}.wp-block-text-columns,.wp-block-text-columns.aligncenter{display:flex}.wp-block-text-columns .wp-block-column{margin:0 1em;padding:0}.wp-block-text-columns .wp-block-column:first-child{margin-left:0}.wp-block-text-columns .wp-block-column:last-child{margin-right:0}.wp-block-text-columns.columns-2 .wp-block-column{width:50%}.wp-block-text-columns.columns-3 .wp-block-column{width:33.33333%}.wp-block-text-columns.columns-4 .wp-block-column{width:25%}pre.wp-block-verse{overflow:auto;white-space:pre-wrap}:where(pre.wp-block-verse){font-family:inherit}.wp-block-video{box-sizing:border-box}.wp-block-video video{width:100%}@supports (position:sticky){.wp-block-video [poster]{-o-object-fit:cover;object-fit:cover}}.wp-block-video.aligncenter{text-align:center}.wp-block-video figcaption{margin-bottom:1em;margin-top:.5em}.wp-element-button{cursor:pointer}:root{--wp--preset--font-size--normal:16px;--wp--preset--font-size--huge:42px}:root .has-very-light-gray-background-color{background-color:#eee}:root .has-very-dark-gray-background-color{background-color:#313131}:root .has-very-light-gray-color{color:#eee}:root .has-very-dark-gray-color{color:#313131}:root .has-vivid-green-cyan-to-vivid-cyan-blue-gradient-background{background:linear-gradient(135deg,#00d084,#0693e3)}:root .has-purple-crush-gradient-background{background:linear-gradient(135deg,#34e2e4,#4721fb 50%,#ab1dfe)}:root .has-hazy-dawn-gradient-background{background:linear-gradient(135deg,#faaca8,#dad0ec)}:root .has-subdued-olive-gradient-background{background:linear-gradient(135deg,#fafae1,#67a671)}:root .has-atomic-cream-gradient-background{background:linear-gradient(135deg,#fdd79a,#004a59)}:root .has-nightshade-gradient-background{background:linear-gradient(135deg,#330968,#31cdcf)}:root .has-midnight-gradient-background{background:linear-gradient(135deg,#020381,#2874fc)}.has-regular-font-size{font-size:1em}.has-larger-font-size{font-size:2.625em}.has-normal-font-size{font-size:var(--wp--preset--font-size--normal)}.has-huge-font-size{font-size:var(--wp--preset--font-size--huge)}.has-text-align-center{text-align:center}.has-text-align-left{text-align:left}.has-text-align-right{text-align:right}#end-resizable-editor-section{display:none}.aligncenter{clear:both}.items-justified-left{justify-content:flex-start}.items-justified-center{justify-content:center}.items-justified-right{justify-content:flex-end}.items-justified-space-between{justify-content:space-between}.screen-reader-text{clip:rect(1px,1px,1px,1px);word-wrap:normal!important;border:0;-webkit-clip-path:inset(50%);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px}.screen-reader-text:focus{clip:auto!important;background-color:#ddd;-webkit-clip-path:none;clip-path:none;color:#444;display:block;font-size:1em;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000}html :where(.has-border-color){border-style:solid}html :where([style*=border-top-color]){border-top-style:solid}html :where([style*=border-right-color]){border-right-style:solid}html :where([style*=border-bottom-color]){border-bottom-style:solid}html :where([style*=border-left-color]){border-left-style:solid}html :where([style*=border-width]){border-style:solid}html :where([style*=border-top-width]){border-top-style:solid}html :where([style*=border-right-width]){border-right-style:solid}html :where([style*=border-bottom-width]){border-bottom-style:solid}html :where([style*=border-left-width]){border-left-style:solid}html :where(img[class*=wp-image-]){height:auto;max-width:100%}figure{margin:0 0 1em}html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:var(--wp-admin--admin-bar--height,0px)}@media screen and (max-width:600px){html :where(.is-position-sticky){--wp-admin--admin-bar--position-offset:0px}}
.wp-block-audio figcaption{color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-audio figcaption{color:hsla(0,0%,100%,.65)}.wp-block-audio{margin:0 0 1em}.wp-block-code{border:1px solid #ccc;border-radius:4px;font-family:Menlo,Consolas,monaco,monospace;padding:.8em 1em}.wp-block-embed figcaption{color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-embed figcaption{color:hsla(0,0%,100%,.65)}.wp-block-embed{margin:0 0 1em}.blocks-gallery-caption{color:#555;font-size:13px;text-align:center}.is-dark-theme .blocks-gallery-caption{color:hsla(0,0%,100%,.65)}.wp-block-image figcaption{color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-image figcaption{color:hsla(0,0%,100%,.65)}.wp-block-image{margin:0 0 1em}.wp-block-pullquote{border-bottom:4px solid;border-top:4px solid;color:currentColor;margin-bottom:1.75em}.wp-block-pullquote cite,.wp-block-pullquote footer,.wp-block-pullquote__citation{color:currentColor;font-size:.8125em;font-style:normal;text-transform:uppercase}.wp-block-quote{border-left:.25em solid;margin:0 0 1.75em;padding-left:1em}.wp-block-quote cite,.wp-block-quote footer{color:currentColor;font-size:.8125em;font-style:normal;position:relative}.wp-block-quote.has-text-align-right{border-left:none;border-right:.25em solid;padding-left:0;padding-right:1em}.wp-block-quote.has-text-align-center{border:none;padding-left:0}.wp-block-quote.is-large,.wp-block-quote.is-style-large,.wp-block-quote.is-style-plain{border:none}.wp-block-search .wp-block-search__label{font-weight:700}.wp-block-search__button{border:1px solid #ccc;padding:.375em .625em}:where(.wp-block-group.has-background){padding:1.25em 2.375em}.wp-block-separator.has-css-opacity{opacity:.4}.wp-block-separator{border:none;border-bottom:2px solid;margin-left:auto;margin-right:auto}.wp-block-separator.has-alpha-channel-opacity{opacity:1}.wp-block-separator:not(.is-style-wide):not(.is-style-dots){width:100px}.wp-block-separator.has-background:not(.is-style-dots){border-bottom:none;height:1px}.wp-block-separator.has-background:not(.is-style-wide):not(.is-style-dots){height:2px}.wp-block-table{margin:0 0 1em}.wp-block-table td,.wp-block-table th{word-break:normal}.wp-block-table figcaption{color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-table figcaption{color:hsla(0,0%,100%,.65)}.wp-block-video figcaption{color:#555;font-size:13px;text-align:center}.is-dark-theme .wp-block-video figcaption{color:hsla(0,0%,100%,.65)}.wp-block-video{margin:0 0 1em}.wp-block-template-part.has-background{margin-bottom:0;margin-top:0;padding:1.25em 2.375em}
/*! This file is auto-generated */
.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}
body{--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--duotone--dark-grayscale:url('#wp-duotone-dark-grayscale');--wp--preset--duotone--grayscale:url('#wp-duotone-grayscale');--wp--preset--duotone--purple-yellow:url('#wp-duotone-purple-yellow');--wp--preset--duotone--blue-red:url('#wp-duotone-blue-red');--wp--preset--duotone--midnight:url('#wp-duotone-midnight');--wp--preset--duotone--magenta-yellow:url('#wp-duotone-magenta-yellow');--wp--preset--duotone--purple-green:url('#wp-duotone-purple-green');--wp--preset--duotone--blue-orange:url('#wp-duotone-blue-orange');--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1)}:where(.is-layout-flex){gap:.5em}body .is-layout-flow>.alignleft{float:left;margin-inline-start:0;margin-inline-end:2em}body .is-layout-flow>.alignright{float:right;margin-inline-start:2em;margin-inline-end:0}body .is-layout-flow>.aligncenter{margin-left:auto !important;margin-right:auto !important}body .is-layout-constrained>.alignleft{float:left;margin-inline-start:0;margin-inline-end:2em}body .is-layout-constrained>.alignright{float:right;margin-inline-start:2em;margin-inline-end:0}body .is-layout-constrained>.aligncenter{margin-left:auto !important;margin-right:auto !important}body .is-layout-constrained>:where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width:var(--wp--style--global--content-size);margin-left:auto !important;margin-right:auto !important}body .is-layout-constrained>.alignwide{max-width:var(--wp--style--global--wide-size)}body .is-layout-flex{display:flex}body .is-layout-flex{flex-wrap:wrap;align-items:center}body .is-layout-flex>*{margin:0}:where(.wp-block-columns.is-layout-flex){gap:2em}.has-black-color{color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-color{color:var(--wp--preset--color--white) !important}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important}.has-black-background-color{background-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-background-color{background-color:var(--wp--preset--color--white) !important}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important}.has-black-border-color{border-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-border-color{border-color:var(--wp--preset--color--white) !important}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important}.wp-block-navigation a:where(:not(.wp-element-button)){color:inherit}:where(.wp-block-columns.is-layout-flex){gap:2em}.wp-block-pullquote{font-size:1.5em;line-height:1.6}
#avatar-manager img{margin:2px 0;vertical-align:middle}#avatar-manager label+a{display:inline-block;margin-top:-6px}#avatar-manager .delete{color:red;padding:2px}#avatar-manager .delete:hover{background:red;color:#fff;text-decoration:none}
div.wpcf7{margin:0;padding:0}div.wpcf7 .screen-reader-response{position:absolute;overflow:hidden;clip:rect(1px,1px,1px,1px);height:1px;width:1px;margin:0;padding:0;border:0}div.wpcf7-response-output{margin:2em .5em 1em;padding:.2em 1em;border:2px solid red}div.wpcf7-mail-sent-ok{border:2px solid #398f14}div.wpcf7-mail-sent-ng,div.wpcf7-aborted{border:2px solid red}div.wpcf7-spam-blocked{border:2px solid orange}div.wpcf7-validation-errors,div.wpcf7-acceptance-missing{border:2px solid #f7e700}.wpcf7-form-control-wrap{position:relative}span.wpcf7-not-valid-tip{color:red;font-size:1em;font-weight:400;display:block}.use-floating-validation-tip span.wpcf7-not-valid-tip{position:absolute;top:20%;left:20%;z-index:100;border:1px solid red;background:#fff;padding:.2em .8em}span.wpcf7-list-item{display:inline-block;margin:0 0 0 1em}span.wpcf7-list-item-label:before,span.wpcf7-list-item-label:after{content:" "}.wpcf7-display-none{display:none}div.wpcf7 .ajax-loader{visibility:hidden;display:inline-block;background-image:url(//blog.smartbrain.io/wp-content/plugins/contact-form-7/includes/css/../../images/ajax-loader.gif);width:16px;height:16px;border:none;padding:0;margin:0 0 0 4px;vertical-align:middle}div.wpcf7 .ajax-loader.is-active{visibility:visible}div.wpcf7 div.ajax-error{display:none}div.wpcf7 .placeheld{color:#888}div.wpcf7 input[type=file]{cursor:pointer}div.wpcf7 input[type=file]:disabled{cursor:default}div.wpcf7 .wpcf7-submit:disabled{cursor:not-allowed}
.post-views.entry-meta>span{margin-right:0 !important;font:16px/1}.post-views.entry-meta>span.post-views-icon.dashicons{display:inline-block;font-size:16px;line-height:1;text-decoration:inherit;vertical-align:middle}
@font-face{font-family:Circe;src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe/CRC55.eot);src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe/CRC55.eot) format("embedded-opentype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe/CRC55.woff2) format("woff2"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe/CRC55.woff) format("woff"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe/CRC55.ttf) format("truetype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe/CRC55.svg#CRC55) format("svg")}@font-face{font-family:Circe-light;src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-light/CRC35.eot);src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-light/fonts/CRC35.eot) format("embedded-opentype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-light/fonts/CRC35.woff2) format("woff2"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-light/fonts/CRC35.woff) format("woff"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-light/fonts/CRC35.ttf) format("truetype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-light/fonts/CRC35.svg#CRC35) format("svg")}@font-face{font-family:Circe-extra-light;src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-light/CRC25.eot);src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-light/CRC25.eot) format("embedded-opentype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-light/CRC25.woff2) format("woff2"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-light/CRC25.woff) format("woff"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-light/CRC25.ttf) format("truetype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-light/CRC25.svg#CRC25) format("svg")}@font-face{font-family:Circe-bold;src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-bold/Circe-Bold.eot);src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-bold/Circe-Bold.eot) format("embedded-opentype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-bold/Circe-Bold.woff2) format("woff2"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-bold/Circe-Bold.woff) format("woff"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-bold/Circe-Bold.ttf) format("truetype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-bold/Circe-Bold.svg#CRC25) format("svg")}@font-face{font-family:Circe-extra-bold;src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-bold/Circe-ExtraBold.eot);src:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-bold/Circe-ExtraBold.eot) format("embedded-opentype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-bold/Circe-ExtraBold.woff2) format("woff2"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-bold/Circe-ExtraBold.woff) format("woff"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-bold/Circe-ExtraBold.ttf) format("truetype"),url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../fonts/circe/circe-extra-bold/Circe-ExtraBold.svg#CRC25) format("svg")}
/*! normalize.css v8.0.1 | MIT License | github.com/necolas/normalize.css */
html{line-height:1.15;-webkit-text-size-adjust:100%}body{margin:0}main{display:block}h1{font-size:2.45em;margin:.67em 0}}h4{font-size:18px}hr{box-sizing:content-box;height:0;overflow:visible}pre{font-family:monospace,monospace;font-size:1em}a{background-color:transparent}abbr[title]{border-bottom:none;text-decoration:underline;text-decoration:underline dotted}b,strong{font-weight:bolder}code,kbd,samp{font-family:monospace,monospace;font-size:1em}small{font-size:80%}sub,sup{font-size:75%;line-height:0;position:relative;vertical-align:baseline}sub{bottom:-.25em}sup{top:-.5em}img{border-style:none}button,input,optgroup,select,textarea{font-family:inherit;font-size:100%;line-height:1.15;margin:0}button,input{overflow:visible}button,select{text-transform:none}[type=button],[type=reset],[type=submit],button{-webkit-appearance:button}[type=button]::-moz-focus-inner,[type=reset]::-moz-focus-inner,[type=submit]::-moz-focus-inner,button::-moz-focus-inner{border-style:none;padding:0}[type=button]:-moz-focusring,[type=reset]:-moz-focusring,[type=submit]:-moz-focusring,button:-moz-focusring{outline:1px dotted ButtonText}fieldset{padding:.35em .75em .625em}legend{box-sizing:border-box;color:inherit;display:table;max-width:100%;padding:0;white-space:normal}progress{vertical-align:baseline}textarea{overflow:auto}[type=checkbox],[type=radio]{box-sizing:border-box;padding:0}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto}[type=search]{-webkit-appearance:textfield;outline-offset:-2px}[type=search]::-webkit-search-decoration{-webkit-appearance:none}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit}details{display:block}summary{display:list-item}template{display:none}[hidden]{display:none}body{min-width:340px;font-family:Circe,sans-serif;background:#f3f6f9}body.page,body.single{background:#fff}body h1,body h2,body h3,{font-weight:700}}body h4,body h5,body h6{font-weight:400}body .textwidget p{margin:0}body .wp-caption p.wp-caption-text{font-size:11px;line-height:17px;margin:0;padding:0 4px 5px}body .screen-reader-text{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute!important;width:1px;word-wrap:normal!important}body .screen-reader-text:focus{background-color:#eee;clip:auto!important;clip-path:none;color:#444;display:block;font-size:1em;height:auto;left:5px;line-height:normal;padding:15px 23px 14px;text-decoration:none;top:5px;width:auto;z-index:100000}body .sticky{color:0}body .gallery-caption{color:0}body .bypostauthor{color:0}body.page .menu-burger-box,body.single .menu-burger-box{color:#fff}body.page .menu-burger-box .burger span,body.single .menu-burger-box .burger span{background:#fff}.menu-burger-box{display:flex;align-content:center;cursor:pointer;color:#f3f6f9}.menu-burger-box h3{font-size:12px;font-family:Circe-extra-bold,sans-serif;padding-top:9px;padding-left:11px}.header nav{display:none}.header .container{display:flex;flex-wrap:wrap;padding:6px 15px 13px;justify-content:space-between}.header-logo{transition:all .2s;-webkit-transition:all .2s}.header-logo img{width:80px;margin-top:15px;margin-left:-24px}.header-logo:hover{transition:all .2s;-webkit-transition:all .2s;opacity:.8}.copyright-box,.email-box,.footer-center{text-align:left}.current-page{font-family:Circe-extra-bold,sans-serif;font-size:11px;text-transform:uppercase;padding-top:11px;padding-right:4px}.burger{text-align:center;width:12px;padding-top:12px;display:flex;align-content:center;flex-direction:row;flex-wrap:wrap}.burger span{display:block;width:100%;height:1px;background:#f3f6f9;margin-bottom:3px}.burger span:last-of-type{width:8px}.login-section,.main-header-nav{display:none}@media screen and (min-width:1000px){.header .login-section,.header .main-header-nav{display:block}.header .container{padding:6px 35px 26px;justify-content:flex-start}.header .current-page,.header .menu-burger-box{display:none}.header .header-logo{order:1}.header .main-header-nav{order:2}.header .main-header-nav ul{list-style:none;padding:0;margin:48px 0 0 238px;display:flex}.header .main-header-nav ul li{margin-right:85px}.header .main-header-nav ul li:first-of-type{margin-left:129px}.header .main-header-nav ul li:last-of-type{margin-right:0}.header .main-header-nav ul a{font-family:Circe-bold,sans-serif;color:#000;text-decoration:none;transition:all .5s}.header .main-header-nav ul a:hover{opacity:.6}.header .login-section{order:3}.header-logo img{width:138px;margin-top:33px;margin-left:-15px}.blue-line,.red-line{position:relative}.blue-line span,.red-line span{position:relative;z-index:1}.blue-line:after,.red-line:after{content:'';height:4px;width:calc(100% + 6px);position:absolute;bottom:4px;left:-3px;z-index:0}.red-line:after{background:#f59cb7}.blue-line:after{background:#6b88ff;opacity:.4}.login-section{margin-top:47px}.login-section a{color:#000;text-decoration:none;transition:all .3s;-webkit-transition:all .3s}.login-section a:hover{opacity:.8}.login-section .login-btn{position:relative;padding-right:43px}.login-section .login-btn:after{content:'';width:2px;height:40px;background:#ff4476;position:absolute;right:18px;top:-9px}.login-section .smartbrain{font-family:Circe-bold,sans-serif;margin-right:-2px;display:inline-block}.login-section .smartbrain .arrow{color:#ff4476}}@media screen and (min-width:1330px){.header .container{width:1310px;margin:0 auto;box-sizing:border-box;padding:6px 0 29px}.header-logo img{margin-left:0}}@media screen and (min-width:1350px){.header .container{width:1330px}}.footer{background:#fff}.footer .container{padding:33px 24px}.footer .copyright-box{margin-bottom:26px}.footer .copyright-box p,.footer .footer-center p{color:#363636;line-height:30px;margin:0}.footer .email-box .email,.footer a{margin-bottom:6px;display:inline-block;color:#6b88ff;text-decoration:none}.footer .email-box .email:hover,.footer a:hover{text-decoration:underline}.footer .email-box .legal-info{margin-bottom:16px;display:block;text-decoration:none}.footer .email-box .legal-info:hover{text-decoration:underline}@media screen and (min-width:600px){.footer{overflow:hidden}.footer .container{display:flex;justify-content:space-between;padding:33px 24px 0}.copyright-box,.email-box,.footer-center{width:100%}.footer-center{text-align:center}.email-box{text-align:right}}@media screen and (min-width:1000px){.copyright-box p br:first-of-type{display:none}.email-box{text-align:right;box-sizing:border-box;padding:4px 0 0 6px}.copyright-box,.email-box,.footer-center{width:30%}}@media screen and (min-width:1330px){.footer .container{width:1330px;margin:0 auto;box-sizing:border-box;padding:33px 64px 0}}@media screen and (min-width:1448px){.footer .container{width:1448px}.copyright-box,.email-box,.footer-center{width:33%}}.blog-slider-box{margin-bottom:33px;overflow:hidden}.blog-slider-box .slick-arrow{display:none!important}.blog-slider-box .blog-slide{min-height:520px;background-size:cover;background-position:center;text-align:center;padding-top:19px;padding-bottom:47px;color:#fff;box-sizing:border-box}.blog-slider-box .blog-slide .slide-content{height:430px;display:flex;flex-direction:column;align-items:center}.blog-slider-box .blog-slide p{font-size:24px;line-height:1.33;display:none}.blog-slider-box .blog-slide h3{font-size:24px;letter-spacing:.4px;margin-bottom:125px}.blog-slider-box .blog-slide h3 a{color:#fff;text-decoration:none}.blog-slider-box .blog-slide h3 a:hover{text-decoration:underline}.blog-slider-box .blog-slide h4{font-size:18px;margin-bottom:40px;letter-spacing:.4px}.blog-slider-box .blog-slide h4 a{color:#fff;text-decoration:none}.blog-slider-box .blog-slide h4 a:hover{text-decoration:underline}.blog-slider-box .blog-slide h2{font-size:32px;font-family:Circe-bold,sans-serif;line-height:1.25;margin-bottom:118px;padding:0 20px}.blog-slider-box .blog-slide .slider-read-more{color:#fff;padding:18px;border:2px solid #fff;border-radius:28px;height:56px;width:216px;display:inline-block;text-decoration:none;text-align:center;box-sizing:border-box;outline:0;transition:all .3s;-webkit-transition:all .3s;margin-top:auto}.blog-slider-box .blog-slide .slider-read-more:hover{background:#fff;color:#000}.blog-slider-box .slick-dots{list-style:none;position:absolute;width:100%;padding:0;margin:0;text-align:center;bottom:10px}.blog-slider-box .slick-dots li{padding:0;margin:0;width:8px;height:8px;display:inline-block;border:1px solid #fff;border-radius:50%;cursor:pointer;box-sizing:border-box;margin:0 4px}.blog-slider-box .slick-dots li button{display:none}.blog-slider-box .slick-dots li.slick-active{background:#fff}.blog-slider-box .blog-slide p,.blog-slider-box .blog-slide h1{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;word-break:break-word;text-overflow:ellipsis;overflow:hidden}@media screen and (max-width:350px){.blog-slider-box .blog-slide h2{margin-bottom:78px}}@media screen and (min-width:600px){.blog-slider-box .blog-slide p{display:-webkit-box;font-size:16px;margin-bottom:60px;padding:0 20px}.blog-slider-box .blog-slide h2{margin-bottom:60px}}@media screen and (min-width:1000px){.blog-slider-box .slick-arrow{display:block!important;border:0;z-index:10;background-color:transparent;cursor:pointer;font-size:0;outline:0;-webkit-transition:opacity .3s;-moz-transition:opacity .3s;-ms-transition:opacity .3s;-o-transition:opacity .3s}.blog-slider-box .slick-arrow.slick-prev{background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/chevron-left.svg);background-repeat:no-repeat;width:23px;height:41px;position:absolute;top:272px;left:79px}.blog-slider-box .slick-arrow.slick-next{background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/chevron-right.svg);background-repeat:no-repeat;width:23px;height:41px;position:absolute;top:272px;right:75px}.blog-slider-box .slick-arrow:hover{opacity:.8}.blog-slider-box .blog-slide{min-height:568px}.blog-slider-box .blog-slide .slide-content{height:460px}.blog-slider-box .blog-slide h1{margin-bottom:50px;line-height:1.5}.blog-slider-box .blog-slide p{font-size:24px;padding:0 150px;margin-bottom:50px;line-height:1.5}.blog-slider-box .blog-slide h3{font-size:24px;margin-top:34px;margin-bottom:70px}.blog-slider-box .blog-slide h2{font-size:32px;line-height:1.17;padding:0 150px}.blog-slider-box .slick-dots{bottom:27px}}.blog-slider-box .blog-slide h1{padding:0 20px}@media screen and (min-width:1456px){.blog-slider-box .container{width:1456px;padding:0;margin:0 auto}.blog-slider-box .blog-slide p{padding:0 250px}.blog-slider-box .blog-slide h2{padding:0 200px}.blog-slider-box .blog-slide h1{padding:0 200px}}.blog-posts-section{overflow:hidden}.posts-header-tags ul{margin:0;padding:0;list-style:none;text-align:center;-webkit-transition:all .3s;-moz-transition:all .3s;-ms-transition:all .3s;-o-transition:all .3s;transition:all .3s}.posts-header-tags ul li{display:inline-block;margin-bottom:24px}.posts-header-tags ul li a{border-radius:28px;height:40px;display:inline-block;text-decoration:none;color:#8d97a1;padding:12px 51px;margin-right:12px;box-sizing:border-box;border:1px solid #bdc9d5;outline:0;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s}.posts-header-tags ul li a:hover{background:#bdc9d5;color:#fff;opacity:.8}.posts-header-tags ul li a:hover.active:hover{background:#bdc9d5;color:#fff;cursor:default;opacity:1}.posts-header-tags ul li a.active{background:#bdc9d5;color:#fff}.posts-header-tags ul li.more-tags{display:none;background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/more-tags.svg) no-repeat;width:40px;height:40px;vertical-align:bottom;cursor:pointer;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s;border-radius:50%}.posts-header-tags ul li.more-tags:hover{background-color:#ff00001c}.blog-posts{display:flex;justify-content:space-between;flex-wrap:wrap}.blog-post{background:#fff;border-radius:8px;width:312px;min-height:440px;position:relative;margin-bottom:23px;box-sizing:border-box;padding-bottom:60px}.blog-post>a{color:#000}.blog-post .__no_image .blog-post-title{margin-top:40px}.blog-post .blog-post-thumbnail{width:296px;height:248px;border-radius:4px;margin:8px 8px 20px;box-sizing:border-box;display:inline-block;overflow:hidden}.blog-post .blog-post-thumbnail .inner{width:100%;height:100%;background-size:cover;background-repeat:no-repeat;-webkit-transition:all .3s;-moz-transition:all .3s;-ms-transition:all .3s;-o-transition:all .3s;transition:all .3s}.blog-post .blog-post-thumbnail .inner:hover{opacity:.7}.blog-post .blog-post-title{font-family:Circe-bold,sans-serif;padding:0 21px 0 24px;margin:0;display:inline-block;font-size:24px;line-height:1.34;box-sizing:border-box}.blog-post .blog-post-title span{border-bottom:1px solid transparent;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s}.blog-post .blog-post-title:hover span{border-bottom:1px solid #000;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s}.blog-post-meta{display:flex;align-content:center;position:absolute;bottom:17px;left:0;padding:0 22px 0 25px;width:100%;justify-content:space-between;box-sizing:border-box}.blog-post-meta .comments span,.blog-post-meta .date span,.blog-post-meta .views span{color:#92999d;line-height:1.5}.blog-post-meta .comments{margin-right:20px}.blog-post-meta .comments .icon-comments{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/comments.svg) no-repeat;width:12px;height:12px;display:inline-block;position:relative;top:2px;left:-4px}.blog-post-meta .views .icon-views{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/views.svg) no-repeat;width:12px;height:12px;display:inline-block;margin-right:7px;position:relative;top:2px}.blog-post-meta .icons-meta{display:flex}.pagination-container{text-align:center}.more-posts{position:relative;height:56px;border-radius:28px;background-color:#ff4476;color:#fff;line-height:1.5;padding:10px;border:none;margin:25px auto;cursor:pointer;outline:0;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s}.more-posts:hover{opacity:.9}.more-posts .ajax-loader{display:none;position:absolute;top:12px;right:20px}@media screen and (min-width:640px) and (max-width:1000px){.blog-post{margin-left:20px;margin-right:20px}.blog-posts{justify-content:center}.more-posts{margin-left:150px;margin-right:150px}}@media screen and (max-width:969px){.posts-header-tags ul.posts-tag-list{text-align:left;padding-left:16px;display:flex;align-items:center;width:100%;overflow:auto;box-sizing:border-box;-ms-overflow-style:none;scrollbar-width:none}.posts-header-tags ul.posts-tag-list::-webkit-scrollbar{display:none}.posts-header-tags ul.posts-tag-list a{font-size:12px;height:17px;padding:5px 24px 17px;margin-right:6px;white-space:nowrap}.blog-slider-box{margin-bottom:24px}.blog-posts{justify-content:center}.more-posts{margin-top:0;padding:17px 85px;margin-bottom:73px}}@media screen and (min-width:970px){.blog-posts-section .container{width:970px;margin:0 auto}.more-posts{width:200px;height:56px;display:flex;justify-content:space-around;align-items:center}.phone-image{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/subscribe.png) no-repeat;width:312px;height:347px;min-width:312px;background-size:contain}.posts-header-tags{margin-bottom:16px}.posts-header-tags ul{padding-left:0}.posts-header-tags ul li.not-active{display:none}.posts-header-tags ul li.more-tags{display:inline-block}.posts-header-tags ul li{margin-bottom:16px}}@media screen and (min-width:1001px){.blog-posts{justify-content:flex-start}.blog-post{margin-right:16px}.blog-post:nth-of-type(3n+3){margin-right:0}.more-posts .ajax-loader{right:auto}}.subscribe-section{overflow:hidden}.subscribe{margin-bottom:20px;margin-top:40px}.subscribe h3{font-size:24px;color:#363636;line-height:1.33;margin:0 0 7px}.subscribe p{line-height:1.5;color:#363636;display:inline-block;margin:0 0 16px}.subscribe form{position:relative}.subscribe .email-field{border-radius:4px;border:2px solid #f3f6f9;box-sizing:border-box;width:100%;padding:17px 24px;margin-bottom:24px;outline:0;transition:all .5s;height:60px}.subscribe .email-field.wpcf7-not-valid{border-color:red}.subscribe .email-field:focus{border:solid 2px #6b88ff}.subscribe .email-field::-webkit-input-placeholder{color:#010101;opacity:.2}.subscribe .email-field::-moz-placeholder{color:#010101;opacity:.2}.subscribe .email-field:-ms-input-placeholder{color:#010101;opacity:.2}.subscribe .email-field:-moz-placeholder{color:#010101;opacity:.2}.subscribe .btn-submit{border-radius:28px;background-color:#6b88ff;height:56px;max-width:312px;border:0;color:#fff;width:100%;cursor:pointer;outline:0;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s}.subscribe .btn-submit:disabled,.single-subscribe .btn-submit:disabled{background:#c2ceff}.subscribe .btn-submit:hover,.single-subscribe .btn-submit:hover{background:#8aa0fb}.subscribe .personal-data-box{margin-bottom:17px}.subscribe .personal-data-label{cursor:pointer;display:flex}.subscribe .personal-data-label .check-icon{width:16px;height:16px;display:inline-block;background:#fff}.subscribe .personal-data-label a{color:#6b88ff;line-height:1.5;text-decoration:none}.subscribe .personal-data-label a:hover{text-decoration:underline}.subscribe .personal-data-label span{padding-left:16px;display:inline-block;line-height:1.5;user-select:none}.subscribe .personal-data-checkbox{display:none}.subscribe .personal-data-checkbox:checked+.personal-data-label .check-icon{background:#6b88ff url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/checked.svg) no-repeat center center;background-size:11px}.subscribe .info-msg{display:none;margin:15px 0 0;font-size:15px}.subscribe .terms{display:none}.subscribe .ajax-loader{position:absolute;top:20px}.subscribe .wpcf7-not-valid-tip,.subscribe div.wpcf7-response-output{display:none!important}.subscribe-section .subscribe .personal-data-label span br,.single-subscribe .personal-data-label span br,{display:none}@media screen and (min-width:650px){.subscribe-section .container{margin:0 auto;display:flex}.subscribe-section .subscribe h3{font-size:24px;line-height:1.4;color:#000;margin-bottom:18px}.subscribe-section .subscribe p{font-size:18px;line-height:1.33;max-width:70%;margin-bottom:24px}.subscribe-section .subscribe .email-field{max-width:400px;padding:19px 21px 15px}.subscribe-section .subscribe form{display:flex;flex-wrap:wrap}.subscribe-section .subscribe form .email-field{margin-right:14px}.subscribe-section .subscribe .personal-data-box{order:2}.subscribe-section .subscribe .btn-submit{order:1;max-width:200px;margin-bottom:24px}.subscribe-section .subscribe .info-msg{margin:15px 0 0;font-size:15px}}@media screen and (min-width:655px){.subscribe-section .container{width:655px}}@media screen and (min-width:970px){.subscribe-section{padding-top:40px}.subscribe-section .container{width:970px}.subscribe-section .subscribe{margin-bottom:40px}.phone-image{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/subscribe.png) no-repeat;width:312px;height:347px;min-width:312px;background-size:contain;align-self:flex-end;margin-left:20px}}@media screen and (min-width:1155px){.subscribe-section{padding-top:110px}.subscribe-section .container{width:1155px;margin:0 auto;display:flex}.subscribe-section .phone-image{margin-left:0}}.banner{min-height:520px;text-align:center;background-color:#9e9e9e;background-size:cover;background-repeat:no-repeat;background-position:center;color:#fff;box-sizing:border-box;padding-bottom:30px}.single-banner .banner{display:flex;flex-direction:column}.banner h3{font-size:24px;font-family:Circe-bold,sans-serif;line-height:2;letter-spacing:.4px;display:inline-block;margin-top:28px;margin-bottom:50px}.banner h3 a{color:#fff;text-decoration:none}.banner h3 a:hover{text-decoration:underline}.banner h4{font-size:18px;font-family:Circe-bold,sans-serif;line-height:2;letter-spacing:.4px;display:inline-block;margin-top:28px;margin-bottom:80px}.banner h4 a{color:#fff;text-decoration:none}.banner h4 a:hover{text-decoration:underline}.banner h2{line-height:1.25;font-size:32px;font-family:Circe-bold,sans-serif;padding:0 20px;margin-bottom:113px}.banner h1{line-height:1.5;font-size:2.45em;font-family:Circe-bold,sans-serif;padding:0 20px;margin-bottom:140px}@media (min-width:1280px){.banner h1{padding:0 300px}}.banner .meta-info{text-align:center;padding:0 20px;display:flex;justify-content:center;margin-top:auto}.banner .meta-info>div{display:inline-block}.banner .i-comments-w{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/comments-white.svg) no-repeat;width:12px;height:12px;display:inline-block;position:relative;top:2px;margin-right:4px}.banner .i-views-w{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/views-white.svg) no-repeat;width:12px;height:12px;display:inline-block;position:relative;top:1px;margin-right:7px}.banner .date{margin-left:-3px;margin-right:33px}.banner .comments{margin-right:20px}@media screen and (min-width:550px){.banner h2{font-size:32px}}@media screen and (min-width:800px){.banner h3{font-size:24px;line-height:1.33;letter-spacing:.6px;margin-top:49px;margin-bottom:69px}.banner h2{font-size:32px;line-height:1.17;padding:0 5%}.banner .i-views-w{top:2px;margin-right:8px}}@media screen and (min-width:1100px){.banner h2{padding:0 15%;margin-bottom:84px}}@media screen and (min-width:1256px){.banner{min-height:500px}.banner h2{padding:0 21%}}@media screen and (min-width:1486px){.single-banner .container{width:1456px;margin:0 auto}}.related-posts-section{background-color:#f3f6f9;overflow:hidden}.related-posts-section h2{font-family:Circe-bold;font-size:32px;line-height:1.33;text-align:center;margin-bottom:15px;display:inline-block;width:100%}.related-posts-section .blog-post-title{text-align:left}.related-posts-section .slick-arrow,.related-posts-section .slick-dots{display:none!important}.related-posts-section .blog-post{min-height:440px!important;margin-right:8px;outline:0}.related-posts-section .blog-post a{outline:0}.related-posts-section .related-posts{padding-left:17px;margin-bottom:65px}@media screen and (min-width:1015px){.related-posts-section{padding-bottom:1px}.related-posts-section .container{width:980px;margin:0 auto}.related-posts-section h2{font-size:32px;line-height:1.29;margin-bottom:29px;margin-top:75px}.related-posts-section .related-posts{padding-left:0;margin-bottom:72px;position:relative;left:6px}.related-posts-section .blog-post{margin-right:16px}}@media screen and (min-width:1135px){.related-posts-section .slick-arrow{display:block!important;border:0;text-indent:-9999px;position:absolute;z-index:2;outline:0;transition:all .3s;-webkit-transition:all .3s;cursor:pointer}.related-posts-section .slick-arrow:hover{opacity:.8}.related-posts-section .slick-arrow.slick-prev{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/chevron-left-gray.svg) no-repeat;height:40px;width:25px;left:-67px;top:200px;background-size:21px}.related-posts-section .slick-arrow.slick-next{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/chevron-right-gray.svg) no-repeat;background-size:21px;height:40px;width:25px;right:-57px;top:200px}}.single-subscribe-section{background:#f3f6f9;max-width:1456px;margin:0 auto}.single-subscribe{padding:0 24px 24px;margin-bottom:33px}.single-subscribe h3{color:#363636;line-height:1.5;font-size:24px;font-family:Circe,sans-serif;font-weight:400;margin-top:24px;margin-bottom:10px;display:inline-block}.single-subscribe .email-field{height:56px;border-radius:4px;width:100%;padding:10px 23px;box-sizing:border-box;border:solid 2px #f3f6f9;margin-bottom:15px;outline:0;transition:all .5s}.single-subscribe .email-field.wpcf7-not-valid{border-color:red}.single-subscribe .email-field:focus{border:solid 2px #6b88ff}.single-subscribe .email-field::-webkit-input-placeholder{color:#010101;opacity:.2}.single-subscribe .email-field::-moz-placeholder{color:#010101;opacity:.2}.single-subscribe .email-field:-ms-input-placeholder{color:#010101;opacity:.2}.single-subscribe .email-field:-moz-placeholder{color:#010101;opacity:.2}.single-subscribe .personal-data-label{cursor:pointer;display:flex}.single-subscribe .personal-data-label .check-icon{width:16px;height:16px;display:inline-block;background:#fff}.single-subscribe .personal-data-label a{color:#6b88ff;line-height:1.5;text-decoration:none}.single-subscribe .personal-data-label a:hover{text-decoration:underline}.single-subscribe .personal-data-label span{padding-left:14px;display:inline-block;line-height:1.5}.single-subscribe .personal-data-checkbox{display:none}.single-subscribe .personal-data-checkbox{display:none}.single-subscribe .personal-data-checkbox:checked+.personal-data-label .check-icon{background:#6b88ff url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/checked.svg) no-repeat center center;background-size:11px}.single-subscribe form{position:relative}.single-subscribe .btn-submit{position:absolute;top:15px;right:16px;background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/blue-arrow.svg) no-repeat;width:24px;height:24px;border:0;text-indent:-99999px;cursor:pointer;outline:0;-webkit-transition:all .2s;-moz-transition:all .2s;-ms-transition:all .2s;-o-transition:all .2s;transition:all .2s}.single-subscribe .info-msg{position:absolute;display:none;margin:5px;font-size:15px}.single-subscribe .terms{display:none}.single-subscribe .ajax-loader{position:absolute;top:20px}.single-subscribe .wpcf7-response-output.wpcf7-validation-errors{display:none !important}@media screen and (min-width:900px){.single-subscribe-section .container{display:flex}.single-subscribe-section .phone-image{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/posts/single-subscribe.png) no-repeat;background-position:left -76px;margin-top:40px;min-width:271px;width:271px;height:207px;margin-left:80px;align-self:auto}.single-subscribe{margin-bottom:5px}.single-subscribe h3{font-size:24px;line-height:1.33}.single-subscribe .email-field{margin-bottom:8px;width:400px}}@media screen and (min-width:900px) and (max-width:1019px){.single-subscribe form{max-width:400px}}@media screen and (min-width:1020px){.single-subscribe .btn-submit{background-image:none;text-indent:0;height:56px;width:200px;color:#fff;border-radius:28px;background-color:#6b88ff;font-family:Circe-bold,sans-serif;top:0;left:370px}}.single-subscribe .personal-data-label span br{display:none}@media screen and (min-width:1200px){.single-subscribe-section .container{width:990px;margin:0 auto}.single-subscribe h3{margin-bottom:16px;margin-top:27px}.single-subscribe .personal-data-label span{padding-left:16px}}.post-section{margin-top:33px}.post-section .post-tags{padding:0 24px;text-align:center;margin-bottom:-15px}.post-section .post-tags ul{list-style:none;padding:0;display:flex;justify-content:center;margin:0;flex-wrap:wrap}.post-section .post-tags ul li{margin:0 10px 15px}.post-section .post-tags ul a{text-decoration:none;color:#8d97a1;font-size:12px;line-height:1.5;height:24px;border:1px solid #bdc9d5;border-radius:28px;padding:3px 20px;margin-top:0;display:inline-block;box-sizing:border-box;transition:all .2s;-webkit-transition:all .2s}.post-section .post-tags ul a:hover{background:#bdc9d5;color:#fff}.post-section.comments-area{margin-top:18px;margin-bottom:45px}.post-section.comments-area #disqus_thread{padding:0 15px}.socials{position:absolute;right:-51px;top:90px}.socials .icon{border-radius:32px;border:1px solid #bdc9d5;width:64px;height:64px;background-color:#fff;background-repeat:no-repeat;background-position:center;display:block;box-sizing:border-box;transition:background-color .2s;-webkit-transition:background-color .2s;cursor:pointer}.socials .icon.i-facebok{background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/facebook.svg)}.socials .icon.i-vk{background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/vk.svg)}.socials .icon.i-twitter{background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/twitter.svg)}.socials .icon.i-telegram{background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/telegram.svg)}.socials div{display:flex;align-content:center;align-items:center;margin-bottom:8px}.socials div>span{font-size:12px;color:#7a7f82;line-height:1.34;margin-left:12px}.socials div:hover .i-facebok{border:1px solid #3a5998;background-color:#3a5998;background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/facebook-w.svg)}.socials div:hover .i-vk{border:1px solid #597ba0;background-color:#597ba0;background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/vk-w.svg)}.socials div:hover .i-twitter{border:1px solid #00aced;background-color:#00aced;background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/twitter-w.svg)}.socials div:hover .i-telegram{border:1px solid #41b4e6;background-color:#41b4e6;background-image:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/telegram-w.svg)}.author-section{padding:17px 11px 0 16px;margin-bottom:48px}.author-section .author-avatar{width:56px;height:56px;background-color:#92999d;border-radius:50%;background-size:contain;flex:0 0 56px}.author-section .author-box{display:flex;margin-bottom:31px}.author-section .initials{padding-left:17px;padding-top:8px}.author-section .initials .name{color:#6b88ff;line-height:1.5;text-decoration:none;margin-bottom:3px;display:inline-block;border-bottom:1px solid transparent;transition:all .2s;-webkit-transition:all .2s}.author-section .initials .name:hover{border-bottom:1px solid #6b88ff;transition:all .2s;-webkit-transition:all .2s}.author-section .initials .profession{color:#363636}.author-section .redaction-opinion{line-height:1.34;font-size:12px;color:#7a7f82}.author-section .redaction-opinion a{color:#6b88ff}.author-section .redaction-opinion a:hover{text-decoration:none}.post-content{padding:0 16px}.post-content h3{font-family:Circe;font-weight:400;font-size:24px;line-height:1.34;margin-bottom:15px;color:#363636}.post-content .post-subtitle{text-align:center}.post-content p{line-height:1.5;margin-top:0;color:#000;padding-bottom:9px}.post-content .empty-paragraph{margin:0;padding:0}.post-content h2{margin-top:27px;margin-bottom:24px;color:#000;line-height:1.33;font-size:32px;font-family:Circe-bold}.post-content strong{font-family:Circe-bold}.post-content .vk-banner{padding-top:7px;margin-bottom:30px;text-align:center}.post-content .vk-banner img{width:100%}.post-content .vk-banner p{font-size:12px;line-height:1.34;color:#7a7f82;text-align:center}.post-content .comment-banner{margin-bottom:40px}.post-content .comment-banner img{max-width:100%;margin:0 auto;display:block}.post-content .comment-banner p{color:#7a7f82;line-height:1.34;font-size:12px;text-align:center;margin-top:8px}.post-content blockquote{color:#363636;border-left:4px solid #ff4476;padding-left:24px;box-sizing:border-box;margin:0 0 48px;padding:12px 24px 8px}.post-content blockquote span{margin-bottom:2px;display:inline-block}.post-content blockquote a{color:#ff4476;line-height:1.5}.post-content blockquote a:hover{text-decoration:none}.post-content blockquote p{margin:0!important;padding:0!important}.post-content figure{max-width:100%;margin-top:25px!important;margin-bottom:36px!important;width:100%!important}.post-content img{max-width:100%;height:auto}.post-content figcaption{margin:10px auto;width:90%;color:#7a7f82;line-height:1.34;font-size:12px;text-align:center}.post-content p:blank{color:red}.post-content ul li{line-height:1.5}.post-content .aligncenter{margin:0 auto;text-align:center}.post-content .alignleft{margin:0 auto;text-align:left}.post-content .alignright{margin:0 auto;text-align:right}@media screen and (min-width:660px){.post-section.comments-area{margin-top:18px;margin-bottom:45px}.post-section.comments-area #disqus_thread{padding:0 57px}.author-section{display:flex;justify-content:space-between;align-items:flex-start;align-content:flex-start;padding:51px 11px 0 43px}.author-section .author-box{min-width:300px}.author-section .author-box .author-avatar{width:96px;height:96px;flex:0 0 96px;margin-top:10px}.author-section .author-box .name{font-size:18px;line-height:24px}.author-section .author-box .profession{line-height:1.5;font-size:16px}.author-section .author-box .initials{padding-left:21px}.author-section .redaction-opinion{border-left:2px solid #dee4ea;max-width:360px;margin-right:36px;margin-top:7px;padding:9px 3px 7px 22px;box-sizing:border-box}}@media screen and (max-width:999px){.post-section p{margin-bottom:14px}.post-section p.text-1{margin-bottom:66px}.post-section .content-list br{display:none}}@media screen and (min-width:1000px){.post-section{margin-top:49px}.post-section .container{width:970px;margin:0 auto;position:relative}.post-section .post-tags{margin-bottom:27px}.post-section .post-tags ul a{font-size:16px;line-height:2;color:#8d97a1;height:40px;padding:4px 45px}.post-section .post-content h3{padding:0 20px;margin-bottom:38px}.post-section .post-content h2{font-size:32px;line-height:1.25;padding:0 32px;margin-top:15px;margin-bottom:33px}.post-section .post-content p{padding:0 32px;margin-bottom:24px}.post-section .post-content p.text-1{margin-bottom:74px;padding:0 32px}.post-section .post-content .vk-banner{padding-top:12px}.post-section .post-content .vk-banner img{display:block;margin:0 auto;max-width:100%;width:auto}.post-section .post-content .vk-banner p{max-width:700px;padding:14px 87px;box-sizing:border-box;margin:0 auto}.post-section .post-content ul{list-style:none;margin-top:23px}.post-section .post-content ul.content-list{margin-bottom:76px}.post-section .post-content ul li{line-height:1.5;font-size:16px;position:relative;padding-left:27px;padding-right:27px;box-sizing:border-box}.post-section .post-content ul li:before{content:'';display:block;position:absolute;left:4px;top:8px;width:4px;height:4px;background:#000;border-radius:50%}.post-section .post-content .title-2{margin-bottom:36px}.post-section .post-content blockquote{padding:8px 24px 8px;margin-left:32px;margin-bottom:34px}.post-section .post-content figure{max-width:100%;margin-bottom:40px!important}.post-section .post-content figcaption{margin:8px auto 10px;width:75%;color:#7a7f82;line-height:1.34;font-size:12px;text-align:center}.post-section .post-content img{max-width:100%;width:auto}.post-section .post-content .comment-banner{padding-top:16px}.post-section .post-content .comment-banner img{margin:0 auto;display:block}.post-section .post-content img{margin-top:16px}}@media screen and (max-width:1160px){.socials{display:none}}@media screen and (min-width:1360px){.socials{right:-181px;top:90px}}.specialists{padding-bottom:54px;background:#f2f5f9}.specialists-inner{background-color:#f3f6f9;padding-bottom:31px}.specialists-inner h2{font-family:Circe-bold;font-size:32px;line-height:1.33;text-align:center;display:inline-block;width:100%;margin-top:32px;margin-bottom:16px}.specialists-inner .make-an-order{margin-top:33px}.specialists-inner .make-an-order a{border-radius:28px;background-color:#ff4476;height:56px;line-height:1.5;font-family:Circe-bold;font-size:16px;text-align:center;text-decoration:none;line-height:56px;color:#fff;border:0;min-width:312px;margin:0 auto;display:block;box-sizing:border-box;transition:all .2s;-webkit-transition:all .2s;cursor:pointer;outline:0}.specialists-inner .make-an-order a:hover{opacity:.8}.specialists-inner .people-box{display:flex;justify-content:center;padding-left:16px}.specialists-inner .people-box .human-card{background:#fff;padding:16px;width:232px;box-sizing:border-box;min-height:376px;margin-right:16px;border-radius:8px;outline:0;text-decoration:none}.specialists-inner .people-box .human-card:last-of-type{margin-right:0}.specialists-inner .people-box .human-card:hover .photo{opacity:.8}.specialists-inner .people-box .human-card .photo-wrap{width:200px;height:200px;margin-bottom:16px;overflow:hidden}.specialists-inner .people-box .human-card .photo{width:100%;height:100%;background-size:cover;background-repeat:no-repeat;transition:all .3s}.specialists-inner .people-box .human-card .name{font-family:Circe-bold;font-size:16px;line-height:1.5;color:#010101;display:block}.specialists-inner .people-box .human-card .profession{font-size:16px;line-height:18px;color:#010101;display:block;margin-bottom:13px}.specialists-inner .people-box .human-card .exp,.specialists-inner .people-box .human-card .n-projects{line-height:1.34;opacity:.6;color:#000;font-size:12px}.specialists-inner .people-box .human-card .skills{display:flex;flex-wrap:wrap;margin:0;padding:0}.specialists-inner .people-box .human-card .skills li{color:#6b88ff;line-height:1.2;font-size:14px;letter-spacing:-.4px;margin-right:3px}.specialists-inner .people-box .human-card .skills li a{color:#6b88ff;text-decoration:none}.specialists-inner .people-box .human-card .skills li a:hover{text-decoration:underline}.specialists-inner .people-box .human-card .i-time{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/time.svg) no-repeat;width:8px;height:8px;display:inline-block;margin-right:8px}.specialists-inner .people-box .human-card .i-pojects{background:url(//blog.smartbrain.io/wp-content/themes/rubrain-blog/assets/css/../../assets/images/icons/hr-check.svg) no-repeat;width:8px;height:8px;display:inline-block;margin-right:4px;position:relative;top:1px}.specialists-inner .people-box .human-card .n-projects{margin-right:15px}.specialists-inner .people-box .human-card .meta{display:flex;justify-content:space-between;margin-bottom:14px}.specialists-inner .people-box .human-card .skills{list-style:none}@media screen and (min-width:732px){.specialists-inner .people-box{width:732px;margin:0 auto;padding-left:0}.specialists-inner h2{font-size:32px;line-height:1.5;margin-top:32px;margin-bottom:8px}.make-an-order{margin-top:33px}.make-an-order a{width:400px;min-width:auto}}@media screen and (min-width:950px){.specialists{background:0 0}.specialists .container{width:912px;margin:0 auto}.specialists-inner{border-radius:8px}}@font-face{font-family:icomoon;src:url(/wp-content/themes/rubrain-blog/assets/fonts/IcoMoon/IcoMoon-Free.eot);src:url(/wp-content/themes/rubrain-blog/assets/fonts/IcoMoon/IcoMoon-Free.eot#iefix) format('embedded-opentype'),url(/wp-content/themes/rubrain-blog/assets/fonts/IcoMoon/IcoMoon-Free.ttf) format('truetype'),url(/wp-content/themes/rubrain-blog/assets/fonts/IcoMoon/IcoMoon-Free.woff) format('woff'),url(/wp-content/themes/rubrain-blog/assets/fonts/IcoMoon/IcoMoon-Free.svg#icomoon) format('svg');font-weight:400;font-style:normal;font-display:block}[class*=" icon-"],[class^=icon-]{font-family:icomoon!important;speak:none;font-style:normal;font-weight:400;font-variant:normal;text-transform:none;line-height:1;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.icon-mob-user:before{content:"\e934"}.icon-arrow-bold{position:relative;right:3px;font-size:10px;-webkit-transform:rotate(90deg);transform:rotate(90deg);display:inline-block;color:#d2deea;width:inherit;height:inherit;-webkit-transition:.3s;transition:.3s;z-index:30}.icon-arrow-bold:before{content:"\e938"}.header .login-button{height:40px;color:#6b88ff;border:1px solid #6b88ff;background:0 0;padding:0 16px;width:100%;cursor:pointer;border-radius:52px;-webkit-transition:.3s;transition:.3s;outline:0 !important;white-space:nowrap;display:-webkit-inline-box;display:inline-flex;-webkit-box-align:center;align-items:center;overflow:hidden;text-overflow:ellipsis;-webkit-box-pack:center;justify-content:center}.header .login-button .icon-mob-user{font-size:8px;margin-right:.5rem}.author-section .initials .name{cursor:text}.author-section .initials .name:hover{border-bottom:1px solid transparent}@media screen and (min-width:1000px){.header .container{width:1340px}.header .header-logo{padding-left:12px}.header .header-logo img{width:150px;margin-top:10px}.header .main-header-nav{-webkit-box-align:center;align-items:center;display:-webkit-box;display:flex;-webkit-box-flex:1;flex:1 1 50%;-webkit-box-pack:justify;justify-content:space-between}.header .main-header-nav ul{margin:15px 0 0 47px}.header .main-header-nav ul li:first-of-type{margin-left:0}.header .main-header-nav ul li{margin-right:48px}.green-line:after{background:linear-gradient(to right,rgba(92,231,147,.5),rgba(92,231,147,.5))}.header .right-col{margin-top:14px;-webkit-box-align:center;align-items:center;display:-webkit-box;display:flex;order:3;margin-left:auto}.header .blog{margin-right:32px;font-weight:700;color:#010101;text-decoration:none;transition:.3s all}.header .blog:hover{color:#ff4476}.header .services{position:relative;margin-right:64px;display:flex;font-weight:700;font-size:16px;cursor:pointer;transition:.3s all}.header .services .label{position:relative;z-index:30;padding-right:16px;display:inline}.header .services .label:hover{color:#ff4476}.header .services.active .icon{left:3px;transform:rotate(-90deg)}.header .services-submenu{top:-18px;left:-123px;width:210px;position:absolute;box-shadow:0 3px 50px 0 rgba(107,136,255,.2);background:#fff;z-index:1003;padding:51px 16px 13px;border-radius:8px;display:-webkit-box;display:flex;flex-direction:column;text-align:right;box-sizing:border-box;z-index:10}.header .services-submenu .services-submenu-item a{display:block;padding:8px 24px 14px 10px;cursor:pointer;-webkit-transition:.3s;transition:.3s;font-weight:400;color:#000;white-space:nowrap;border-bottom:1px solid var(--input-focus-border-color);text-decoration:none;transition:.3s all}.header .services-submenu .services-submenu-item a:hover{color:#6b88ff;background:0 0}.mobile-menu-wrap{display:none}}@media (max-width:1340px) and (min-width:1000px){.header .container{width:100%;box-sizing:border-box;justify-content:space-between}.header .main-header-nav{flex:none}.header .services{margin-right:25px}.header .main-header-nav ul{margin:15px 0 0}}@media (max-width:999px) and (min-width:300px){header .right-col{display:none}header .burger{width:16px}header .container{align-items:center}header .burger span{height:2px;background:#000}.mobile-menu-wrap{display:block;position:relative;z-index:99;position:fixed;top:0;left:0;width:205px;height:100%;background:#fff;opacity:1;overflow-y:scroll}.mobile-menu-wrap .menu-wrap{padding:32px 0;margin-top:56px;height:calc(100% - 118px)}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap{height:100%;display:-webkit-box;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;flex-direction:column;-webkit-box-pack:justify;justify-content:space-between}.mobile-menu-close{position:absolute;line-height:24px;font-size:15px;font-weight:700;position:absolute;left:9px;top:19px;display:block;margin-left:12px;color:#000;text-decoration:none}.mobile-menu-close span{position:relative;display:inline-block;top:3px;font-size:30px;font-weight:500;line-height:10px;padding-right:5px}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap ul{margin:0;padding:0;list-style:none}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap li{margin-bottom:19px;padding-left:40px}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap li a{font-size:15px;color:#000;text-decoration:none;font-weight:700;background-position:0 .95em;background-repeat:repeat-x;background-size:8px 4px}.green{background-image:-webkit-gradient(linear,left top,right top,from(rgba(92,231,147,.5)),to(rgba(92,231,147,.5)));background-image:linear-gradient(to right,rgba(92,231,147,.5),rgba(92,231,147,.5))}.red{background-image:-webkit-gradient(linear,left top,right top,from(rgba(255,68,118,.5)),to(rgba(255,68,118,.5)));background-image:linear-gradient(to right,rgba(255,68,118,.5),rgba(255,68,118,.5))}.blue{background-image:-webkit-gradient(linear,left top,right top,from(rgba(107,136,255,.5)),to(rgba(107,136,255,.5)));background-image:linear-gradient(to right,rgba(107,136,255,.5),rgba(107,136,255,.5))}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap .landings-block{cursor:pointer}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap .landings-block .icon{color:#6b88ff}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap .landings-block .label{margin-right:16px;font-size:15px;color:#000;font-weight:700}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap .mobile-submenu-services{margin-bottom:10px;padding:24px 0;color:#3f4040;backdrop-filter:blur(9px);background-color:#f5f8f9}.mobile-menu-wrap .menu-wrap .sandwich-menu-wrap .mobile-submenu-services li a{color:#3f4040;font-weight:400}.mobile-menu-socials{margin-left:35px;display:inline-block}.mobile-menu-socials a:first-child{margin-left:0}.mobile-menu-socials a{display:-webkit-inline-box;display:inline-flex;margin-left:2px}.mobile-submenu-active .icon{transform:rotate(-90deg)}body{min-width:auto}body.mobile-menu-active{overflow:hidden}body.page .menu-burger-box,body.single .menu-burger-box{color:#f3f6f9}body.page .menu-burger-box .burger span,body.single .menu-burger-box .burger span{background:#000}.mobile-menu-active .menu-burger-box:before{content:'';opacity:.5;top:0;right:0;position:absolute;display:block;height:100%;width:calc(100% - 150px);background:#000;z-index:99}.header .login-button{height:24px;font-weight:400}.header-logo img{width:113px;margin-top:12px;margin-left:0}}.post-section ol li{margin-bottom:20px}.rubrain_breadcrumbs{text-align:center;margin:30px 0;display:flex;justify-content:center;align-items:center;flex-wrap:wrap}.rubrain_breadcrumbs .breadcrumbs__link{color:#6b88ff;text-decoration:none;display:inline-block;margin-bottom:5px;font-size:18px}.rubrain_breadcrumbs .breadcrumbs__separator{display:inline-block;width:20px;height:2px;background:#f1f1f1;margin:-4px 5px 0}.rubrain_breadcrumbs .breadcrumbs__current{font-size:18px;color:#8d97a1;margin-bottom:5px}@media screen and (max-width:600px){.rubrain_breadcrumbs .breadcrumbs__current{padding:0 10px}}.iframe-holder{position:relative;padding-bottom:56.25%;height:0}.iframe-holder iframe{position:absolute;top:0;left:0;width:100%;height:100%}.subscribe-section{margin-bottom:90px}span.wpcf7-not-valid-tip{font-size:14px}.subscribe-section .wpcf7-list-item label,.single-subscribe .wpcf7-list-item label{display:flex;align-items:center}.single-subscribe .personal-data-label>span{display:flex;flex-direction:column}.single-subscribe-section+footer,.blog-posts-section+.single-subscribe-section{margin-top:90px}@media (max-width:767px){.subscribe{padding:0 20px}.subscribe-section .subscribe .btn-submit{position:static !important}.subscribe-section{margin-bottom:30px}.single-subscribe-section+footer,.blog-posts-section+.single-subscribe-section{margin-top:30px}.footer-box-1{width:100%}}.footer-contacts{gap:10px}.footer-contacts>div:first-child{flex-basis:50px !important;flex-grow:0 !important}.footer-contacts>div:first-child p{margin:4px 0 0}footer p,footer a,.footer .copyright-box p,.footer .footer-center p{font-weight:400;font-size:16px;line-height:24px;color:#33353c}#modal-3{display:none}#modal-3.is-open{display:block}.modal__overlay{position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(0,0,0,.6);display:flex;justify-content:center;align-items:center;z-index:9999}.modal__container{background-color:#fff;padding:30px;max-width:580px;max-height:100vh;border-radius:4px;overflow-y:auto;box-sizing:border-box}.modal__header{display:flex;justify-content:space-between;align-items:center}.modal__title{word-break:break-word;font-size:32px;font-weight:700}.modal__close{background:0 0;border:0}.modal__header .modal__close:before{content:"\2715"}.modal__content{margin-top:2rem;margin-bottom:2rem;line-height:1.5;color:rgba(0,0,0,.8)}.modal__btn{font-size:.875rem;padding-left:1rem;padding-right:1rem;padding-top:.5rem;padding-bottom:.5rem;background-color:#e6e6e6;color:rgba(0,0,0,.8);border-radius:.25rem;border-style:none;border-width:0;cursor:pointer;-webkit-appearance:button;text-transform:none;overflow:visible;line-height:1.15;margin:0;will-change:transform;-moz-osx-font-smoothing:grayscale;-webkit-backface-visibility:hidden;backface-visibility:hidden;-webkit-transform:translateZ(0);transform:translateZ(0);transition:-webkit-transform .25s ease-out;transition:transform .25s ease-out;transition:transform .25s ease-out,-webkit-transform .25s ease-out}.modal__btn:focus,.modal__btn:hover{-webkit-transform:scale(1.05);transform:scale(1.05)}.modal__btn-primary{background-color:#00449e;color:#fff}.footer-modal{cursor:pointer}@keyframes mmfadeIn{from{opacity:0}to{opacity:1}}@keyframes mmfadeOut{from{opacity:1}to{opacity:0}}@keyframes mmslideIn{from{transform:translateY(15%)}to{transform:translateY(0)}}@keyframes mmslideOut{from{transform:translateY(0)}to{transform:translateY(-10%)}}.micromodal-slide{display:none}.micromodal-slide.is-open{display:block}.micromodal-slide[aria-hidden=false] .modal__overlay{animation:mmfadeIn .3s cubic-bezier(0,.0,.2,1)}.micromodal-slide[aria-hidden=false] .modal__container{animation:mmslideIn .3s cubic-bezier(0,0,.2,1)}.micromodal-slide[aria-hidden=true] .modal__overlay{animation:mmfadeOut .3s cubic-bezier(0,.0,.2,1)}.micromodal-slide[aria-hidden=true] .modal__container{animation:mmslideOut .3s cubic-bezier(0,0,.2,1)}.micromodal-slide .modal__container,.micromodal-slide .modal__overlay{will-change:transform}.address-popup__address-country{margin-bottom:8px;font-weight:700;font-size:24px}.address-popup__address{margin-bottom:24px}.address-popup__address-phone{color:#33353c;text-decoration:none}.address-popup__addresses{margin-top:32px}.address-popup__address p{margin:0}div.wpcf7-mail-sent-ok{display:none !important}
.slick-slider{position:relative;display:block;box-sizing:border-box;-webkit-touch-callout:none;-webkit-user-select:none;-khtml-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;-ms-touch-action:pan-y;touch-action:pan-y;-webkit-tap-highlight-color:transparent}.slick-list{position:relative;overflow:hidden;display:block;margin:0;padding:0}.slick-list:focus{outline:0}.slick-list.dragging{cursor:pointer;cursor:hand}.slick-slider .slick-list,.slick-slider .slick-track{-webkit-transform:translate3d(0,0,0);-moz-transform:translate3d(0,0,0);-ms-transform:translate3d(0,0,0);-o-transform:translate3d(0,0,0);transform:translate3d(0,0,0)}.slick-track{position:relative;left:0;top:0;display:block;margin-left:auto;margin-right:auto}.slick-track:after,.slick-track:before{content:"";display:table}.slick-track:after{clear:both}.slick-loading .slick-track{visibility:hidden}.slick-slide{float:left;height:100%;min-height:1px;display:none}[dir=rtl] .slick-slide{float:right}.slick-slide img{display:block}.slick-slide.slick-loading img{display:none}.slick-slide.dragging img{pointer-events:none}.slick-initialized .slick-slide{display:block}.slick-loading .slick-slide{visibility:hidden}.slick-vertical .slick-slide{display:block;height:auto;border:1px solid transparent}.slick-arrow.slick-hidden{display:none}div.scrollWrapper{position:relative;overflow:hidden;width:100%;height:100%}div.scrollableArea{position:relative;width:auto;height:100%}.blog-slide{display:none}.blog-slide:first-child,.blog-slide.slick-slide{display:block}.single-subscribe .personal-data-label .check-icon,.subscribe .personal-data-label .check-icon{width:18px;height:18px;position:relative;top:2px;border:2px solid #f3f6f9;box-sizing:border-box}.subscribe-section .subscribe .btn-submit{padding:0 60px;font-size:70%;position:relative;left:-40px;top:2px}.subscribe-section .subscribe .email-field{padding:16px 21px 13px}
.wrap[_ngcontent-my-app-c6]>[_ngcontent-my-app-c6]{display:-webkit-box;display:flex}.f-col-1[_ngcontent-my-app-c6]{max-width:336px}.f-col-2[_ngcontent-my-app-c6]{max-width:448px}.footer-center{text-align:left;line-height:1.5}.f-col-3[_ngcontent-my-app-c6]{max-width:312px}.f-col-4[_ngcontent-my-app-c6]{max-width:232px}.email-box{text-align:left}.f-col-3 li{list-style:none}.copyright-box,.email-box,.footer-center .footer-social{width:100%}.copyright-box,.email-box,.footer-center{width:100%}.social-link{margin-right:8px;display:-webkit-inline-box;display:inline-flex;vertical-align:middle}.email-box ul{margin:-7px;line-height:13px}@media (max-width:768px){.header .header-logo img{width:150px;margin-top:15px!important}.footer-container{grid-template-columns:1fr;margin-bottom:50px;grid-gap:24px;font-size:14px;line-height:1.5;display:grid!important;padding:0 29px!important}.blue{background-image:none}}@media (min-width:769px) and (max-width:1020px){.copyright-box,.email-box,.footer-center .footer-social{width:50%}.footer-container{padding:0 29px!important;font-size:15px}.blue{background-image:none}}.footer .container{padding:53px 20px}.more-posts.header-create-project{height:40px;margin:0;width:auto;padding:0 45px;top:-10px}.header .main-header-nav ul{margin:25px 0 0 110px}.header .services{margin-right:0}.header .login-button{height:22px;color:#000;border:0;background:0 0;font-weight:700;font-size:18px;padding:0;border-radius:0}.header .login-button img{padding-right:8px;position:relative;top:-2px}.main-header-nav{font-size:17px}.header .main-header-nav ul li{margin-right:48px}.header .blog{margin-right:0}.blog-post .blog-post-title:hover span{border-bottom:none}.blog-post .blog-post-title span{border-bottom:none}.blog-post .blog-post-title{overflow:hidden;text-overflow:ellipsis;display:-moz-box;-moz-box-orient:vertical;display:-webkit-box;-webkit-line-clamp:4;-webkit-box-orient:vertical;line-clamp:4;box-orient:vertical}.blog-post>a{color:#000;text-decoration:none}:root{box-sizing:border-box}*,*:before,*:after{box-sizing:inherit}.footer-container{display:flex;flex-wrap:wrap;max-width:83em;margin:0 auto;padding:4em 0}[class*=footer-box-]{flex:100%}[class*=footer-box-]>ul{list-style:none;padding-left:0;margin:0;font-size:.875rem}[class*=footer-box-]>ul>li+li{margin-top:1em}[class*=footer-box-]>h3,[class*=footer-box-]>ul>li>a{color:#fff;text-transform:uppercase}[class*=footer-box-]>ul>li>a{text-decoration:none}@media screen and (min-width:40rem){[class*=footer-box-]{flex:50%}}@media screen and (min-width:60rem){[class*=footer-box-1]{flex:40%}[class*=footer-box-2]{flex:50%}[class*=footer-box-3]{flex:12%}[class*=footer-box-4]{flex:23%}.social-box{text-align:right}.footer .container{width:1382px}}@media screen and (min-width:1280px){.f-col-4.ng-star-inserted{display:block;width:90%}.header .container{width:1340px;padding:0 40px}}.footer{overflow:hidden;background:#f3f6f9}[class*=footer-box-]{min-height:100px}.related-posts-section .blog-post{min-height:470px !important;margin-right:8px;outline:0}.blog-slider-box .blog-slide{position:relative}.blog-slider-box .blog-slide:before{content:'';display:block;position:absolute;width:100%;height:100%;top:0;z-index:1;background:rgba(0,0,0,.5)}.slide-content{z-index:2;position:relative;text-shadow:1px 1px 2px #000,0 0 1em #000}.banner{position:relative}.banner:before{content:'';display:block;position:absolute;width:100%;height:100%;top:0;z-index:1;background:rgba(0,0,0,.5)}.banner-content{z-index:2;position:relative;text-shadow:1px 1px 2px #000,0 0 1em #000}.meta-info{position:relative;z-index:2}.login-button{font-size:16px !important}.blog-slider-box{margin-top:30px}.icon.icon-arrow-bold{color:#000}.label{padding-right:5px !important}.more-posts.header-create-project{font-weight:400;font-size:16px;font-family:Circe,sans-serif}.services-submenu-item{font-weight:400;font-size:16px;font-family:Circe,sans-serif}.sub-link{font-family:Circe,sans-serif!important}@media screen and (min-width:1000px){.header .services-submenu{top:40px;left:-70px;width:210px;position:absolute;box-shadow:0 3px 50px 0 rgba(107,136,255,.2);background:#fff;z-index:1003;padding:25px 16px 13px;border-radius:8px;display:-webkit-box;display:flex;flex-direction:column;text-align:left;box-sizing:border-box;z-index:10}.header .services-submenu .services-submenu-item a{display:block;padding:8px 24px 14px;cursor:pointer;-webkit-transition:.3s;transition:.3s;font-weight:400;color:#000;white-space:nowrap;border-bottom:1px solid var(--input-focus-border-color);text-decoration:none;transition:.3s all}}.subscribe .personal-data-label .check-icon{border:1px solid #000}div.wpcf7-validation-errors,div.wpcf7-acceptance-missing{border:1px solid red}div.wpcf7-response-output{margin:0 0 1em;padding:.2em 1em}input[type=checkbox]{-ms-transform:scale(1.5);-moz-transform:scale(1.5);-webkit-transform:scale(1.5);-o-transform:scale(1.5);transform:scale(1.5);padding:0}span.wpcf7-list-item{display:inline-block;margin:0 0 0 .4em}.accept-terms{padding-left:10px !important}.footer-box-1{-webkit-box-orient:vertical;-webkit-box-direction:normal;flex-direction:column;-webkit-box-pack:end;justify-content:flex-end;display:inline-flex}.footer-box-2{-webkit-box-orient:vertical;-webkit-box-direction:normal;flex-direction:column;-webkit-box-pack:end;justify-content:flex-end;display:inline-flex}.footer-box-3{-webkit-box-orient:vertical;-webkit-box-direction:normal;flex-direction:column;-webkit-box-pack:start;justify-content:flex-start;display:inline-flex}.footer-box-4{-webkit-box-orient:vertical;-webkit-box-direction:normal;flex-direction:column;-webkit-box-pack:end;justify-content:flex-end;display:inline-flex}.footer .email-box .email,.footer a{margin:4px 0 0;display:inline-block;color:#6b88ff;text-decoration:none}.ng-star-inserted.line{margin-top:5px}.support-links{margin:0;padding:0}.link.footer.ng-star-inserted.support{display:inline-flex}.social-link.ng-star-inserted{margin-right:8px}input[type=checkbox]{transform:none}.single-subscribe .personal-data-label span{padding-left:0}.blog-post-meta .comments{display:none}.banner .comments{display:none !important}.single-banner{margin-top:30px}.phone-image{z-index:99}.header .header-logo img{width:150px;margin-top:35px}.header .blog{font-weight:400}.footer .copyright-box{margin-bottom:0}.ng-star-inserted.contacts{margin-top:4px}
.post-content .aligncenter{margin-left:auto;margin-right:auto;display:block}
.wp-container-3.wp-container-3{flex-wrap:nowrap}
Credit officer job description - Smartbrain Blog Credit officer job description
Subscribe to the weekly newsletter Thank you, you have successfully subscribed to the newsletter!
The role of a credit officer within an organization is undeniably crucial in ensuring the financial stability and growth of the institution. With their astute financial acumen and in-depth knowledge of lending procedures, credit officers play a vital role in assessing and mitigating credit risk, while also enabling individuals and businesses to seek and obtain necessary lines of credit. This article aims to provide a comprehensive overview of the credit officer job description, outlining its key responsibilities, required skills, and qualifications. By shedding light on the intricacies of this pivotal role, organizations can better understand the value a credit officer brings to their financial operations.
Table of Contents
Responsibilities and Duties of a Credit Officer A credit officer plays a crucial role in the financial sector by assessing the creditworthiness of individuals and organizations. Their primary responsibility is to evaluate loan applications and determine whether or not to extend credit. To fulfill this role effectively, a credit officer must possess a set of key responsibilities and duties.
1. Conducting thorough credit analyses:
Reviewing and analyzing financial statements, credit reports, payment histories, and other relevant documents to assess creditworthiness Identifying potential risks and evaluating the likelihood of timely loan repayment Applying a comprehensive understanding of credit policies, regulations, and procedures to make informed credit decisions Keeping up-to-date with industry trends and best practices to enhance credit assessment capabilities 2. Implementing credit guidelines and procedures:
Developing and maintaining credit policies and procedures that align with industry standards and regulatory requirements Establishing credit limits for loan applicants based on their financial position and repayment capacity Ensuring compliance with internal and external credit policies at all times Regularly reviewing and updating credit evaluation processes to improve overall credit quality VIDEO
Key Skills and Qualifications for a Credit Officer A successful credit officer possesses a diverse range of skills and qualifications to effectively handle the responsibilities inherent in their role. These credentials include:
Analytical mindset: As a credit officer, one must possess a keen eye for detail and be able to analyze complex financial documents. This skill enables them to accurately assess creditworthiness and risk, allowing for informed decision-making.Excellent communication: Effective communication is crucial in the role of a credit officer. They must be able to clearly articulate financial concepts, terms, and conditions to borrowers, as well as collaborate with internal stakeholders. Strong interpersonal skills facilitate successful negotiations and efficient resolution of any potential conflicts.Financial acumen: A credit officer must have a solid understanding of financial principles, including financial statement analysis, loan structuring, and credit risk assessment. Proficiency in mathematical calculations, financial ratios, and industry-specific regulations is essential.Attention to detail: Given the importance of accuracy in assessing credit applications, a credit officer must exhibit exceptional attention to detail. They need to meticulously review documents, identify discrepancies, and carefully evaluate the overall creditworthiness of borrowers.Furthermore, strong organizational and time-management skills, adaptability, and a solid understanding of relevant software and technology are valuable assets for a credit officer. Continued learning and staying up-to-date with industry trends and regulatory changes is imperative for maintaining a high level of expertise in this demanding role.
Understanding and Analyzing Credit Applications The role of a credit officer is crucial in assessing credit applications and ensuring the financial stability of an organization. To effectively carry out this responsibility, it is imperative for credit officers to have a comprehensive understanding and the ability to analyze credit applications thoroughly.
Firstly, credit officers must possess a deep knowledge of various credit evaluation techniques and metrics. They should be well-versed in assessing an applicant’s creditworthiness by scrutinizing their credit history, income stability, and outstanding debts. By analyzing these factors, credit officers can determine an applicant’s ability to repay the borrowed amount and gauge the level of risk associated with granting credit.
In addition to evaluating financial data, credit officers should also possess strong analytical skills. They must be able to interpret complex financial reports and statements to ascertain an applicant’s financial standing accurately. Furthermore, credit officers should have a keen eye for detail, as even the smallest discrepancies in the applicant’s information can significantly impact the accuracy of the credit evaluation process. By meticulously scrutinizing credit applications, credit officers can mitigate potential risks, maintain successful credit portfolios, and contribute to the overall financial health of their organization.
Assessing Credit Risk Factors In the role of a credit officer, one of the key responsibilities is to comprehensively evaluate credit risk factors before granting or denying credit to individuals or businesses. This crucial task requires a thorough analysis of various elements to ensure the financial institution can make informed lending decisions.
Firstly, credit officers meticulously examine the borrower’s credit history and payment behavior. This involves scrutinizing the applicant’s credit score, reviewing any past delinquencies, and evaluating their ability to meet financial obligations. Furthermore, credit officers consider the borrower’s debt-to-income ratio to assess their repayment capacity. They also weigh the borrower’s employment stability and income consistency as indicators of future financial security. In addition, the officer evaluates the purpose and viability of the loan, examining factors such as the borrower’s business model or the potential return on investment.
As a credit officer, one of your primary responsibilities will be to diligently perform credit evaluations to assess the creditworthiness of loan applicants. This involves carefully reviewing their financial documents, such as bank statements, tax returns, and credit reports, to evaluate their financial stability and ability to repay loans. Additionally, you will analyze their income and employment history to gauge their repayment capacity. By meticulously assessing these factors, you will be able to make informed decisions regarding loan approval, ensuring that only qualified individuals receive financing.
In order to effectively determine loan approval, you will need to evaluate various risk factors associated with each loan application. This involves identifying potential red flags, such as high debt-to-income ratios or a history of late payments, which may indicate an increased likelihood of default. By considering these risk factors, you will be able to make sound judgments and minimize the risk of granting loans to individuals who may struggle with repayment. Furthermore, you will collaborate with the underwriting team to ensure that all loan applications meet the necessary regulatory requirements and internal policies, maintaining the integrity of the lending process.
Implementing Credit Monitoring and Management Strategies Credit Officer Job Description As a credit officer, your primary responsibility will be to implement credit monitoring and management strategies to assess and mitigate credit risks. You will work closely with borrowers, analyzing their financial statements, credit histories, and market trends to make informed decisions regarding their creditworthiness. Your goal is to minimize potential losses and maintain the overall credit quality of the organization.
To excel in this role, you should possess strong analytical skills and attention to detail. You will evaluate loan applications, reviewing documentation such as income verification, debt ratios, and collateral values. Moreover, you will help establish credit limits for customers, monitoring the utilization of available credit facilities and keeping track of payment behaviors. Having the ability to effectively communicate complex financial information to both colleagues and clients is crucial, as your recommendations and credit assessments will influence critical business decisions. You should also stay updated on industry regulations and maintain a comprehensive understanding of the organization’s credit policies.
Negotiating Credit Terms and Conditions In the role of a Credit Officer, one of your key responsibilities will be with customers. This crucial task requires a strong understanding of both the financial industry and effective communication techniques. Here are some key points to consider when :
1. Flexibility: As a Credit Officer, it is vital to approach negotiations with flexibility. This means considering the individual circumstances of each customer and tailoring your terms accordingly. By being open to finding mutually beneficial solutions, you can build stronger relationships with customers and ensure their satisfaction.
2. Risk Assessment: When negotiating credit terms, it is essential to conduct a thorough risk assessment. This involves evaluating the creditworthiness of the customer, analyzing their financial statements, and assessing any potential risks associated with extending credit. By conducting a comprehensive risk analysis, you can make informed decisions and mitigate the possibility of default.
3. Clear Communication: Effective communication is paramount in . Always ensure that your expectations and requirements are clearly articulated to the customer. Pay attention to their concerns and address them in a respectful and professional manner. Additionally, seek clarification on any terms that may not be familiar to the customer, as this helps establish a transparent and productive negotiation process.
Maintaining Compliance with Regulatory Requirements Ensuring Compliance with Regulatory Requirements
As a credit officer, one of the key responsibilities is to maintain compliance with regulatory requirements. In today’s dynamic financial landscape, regulations are constantly evolving, and it is crucial for credit officers to stay updated and proactive in meeting these requirements. Here are some important measures to consider when it comes to maintaining compliance:
Stay informed: Keep abreast of the latest industry regulations, guidelines, and legal requirements. Regularly review and understand the changing landscape to ensure compliance in all credit operations. Implement robust policies and procedures: Develop and enforce a comprehensive set of policies and procedures that align with regulatory guidelines. These should cover various aspects such as loan origination, documentation, risk assessment, and underwriting processes. Conduct regular audits: Perform periodic self-audits to assess compliance with regulatory requirements. Identify any gaps or potential areas of non-compliance and take corrective actions promptly. Train and educate staff: Provide ongoing training and education to internal staff to enhance their understanding of regulatory obligations. Ensure they are well-equipped with the necessary knowledge and skills to implement and adhere to compliance protocols. Adhering to regulatory requirements is fundamental to maintaining the integrity of credit operations. By following these measures, credit officers can demonstrate a commitment to compliance, minimize potential risks, and build trust with stakeholders.
Providing Excellent Customer Service and Relationship Management As a Credit Officer, your primary responsibility will be to provide exceptional customer service and ensure effective relationship management with clients. You will play a crucial role in assessing creditworthiness and evaluating loan applications, while maintaining a strong focus on customer satisfaction and building lasting relationships. Your ability to effectively communicate with clients, both verbally and in writing, will be essential to meet their diverse needs and provide tailored solutions.
To excel in this role, you will need to possess strong analytical skills, allowing you to carefully analyze financial statements, credit histories, and loan documents. Conducting risk assessments and determining interest rates will be among your tasks, ensuring the bank’s interests are protected while assisting clients in achieving their financial goals. Your attention to detail and ability to prioritize multiple tasks will be crucial in meeting service level agreements and adhering to regulatory requirements.
Deliver exceptional customer service and build positive, long-term relationships with clients. Analyze financial statements, credit histories, and loan documentation to assess creditworthiness. Determine interest rates and conduct risk assessments to protect the bank’s interests. Effectively communicate with clients to understand their needs and provide tailored financial solutions. Ensure compliance with regulatory requirements and maintain accurate records. Your dedication to delivering excellent customer service and your ability to effectively manage relationships will greatly contribute to the success of our credit department. Join our dynamic team today and help us maintain our reputation for exceptional service and solid customer relationships.
To Conclude In conclusion, the role of a credit officer is crucial in ensuring the smooth and responsible functioning of lending institutions. With their in-depth knowledge of financial principles, credit officers play a vital role in assessing and managing risks associated with lending, safeguarding the interests of both borrowers and lenders. By meticulously analyzing creditworthiness and financial backgrounds, credit officers contribute to the overall profitability of the organization. Their attention to detail, ability to communicate effectively, and strong decision-making skills make them valuable assets within the financial industry. As the demand for credit officers continues to rise, it is evident that their role will remain indispensable in maintaining the stability and growth of lending institutions. If you are interested in a career that involves both financial expertise and ethical responsibility, the position of a credit officer may be the perfect fit for you.
Irina Pakhomova
CMO at Smartbrain.io email: pakhomova@smartbrain.io facebook.com/smartbrain.io
For any questions, you can contact us: